NJ/Monmouth County/HIGHTSTOWN
HIGHTSTOWN, NJ
CityFMR
Monmouth County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,676$1,840
1 BR$1,889$1,900
2 BR$2,328$2,540
3 BR$3,043$3,340
4 BR$3,371$3,710
5 BR$3,877
6 BR$4,458
7 BR$5,127
8 BR$5,896

Purchase Price Calculator

Maximum purchase price
$315,526

Cost breakdown

+Likely effective rent$2,540
HUD FMR$2,328
Market rent$2,650
Est. payment standard (109%)Used$2,540
Estimated payment standard is $2,540 (109% of FMR).
-Principal and interest-$1,595
Loan amount$252,421
Down payment$63,105
Rate6.50%
Term30 years
-Operating costs-$745
Property taxes-$316
Insurance-$175
Utilities$0
HOA$0
Management-$254
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,505(64.2% ROI)
Projected value
$339,787
Current value$315,526
Return breakdown
Property appreciation+$24,261
Loan principal paid down+$9,044
Rental cash flow+$7,200
5-year hold
+$69,590(110.3% ROI)
Projected value
$356,989
Current value$315,526
Return breakdown
Property appreciation+$41,463
Loan principal paid down+$16,127
Rental cash flow+$12,000
10-year hold
+$150,802(239.0% ROI)
Projected value
$403,901
Current value$315,526
Return breakdown
Property appreciation+$88,374
Loan principal paid down+$38,428
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 08520
0.79ratio
FMR$1,676
Market$2,120
vs market-$444

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.71 ratio110% standard$1,844 / 0.87 ratio
0.79
1 BR
1 BR- 08520
0.99ratio
FMR$1,889
Market$1,900
vs market-$11

FMR is near market; voucher and private rents are aligned.

90% standard$1,700 / 0.89 ratio110% standard$2,078 / 1.09 ratio
0.99
2 BR
2 BR- 08520
0.88ratio
FMR$2,328
Market$2,650
vs market-$322

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.79 ratio110% standard$2,561 / 0.97 ratio
0.88
3 BR
3 BR- 08520
0.87ratio
FMR$3,043
Market$3,500
vs market-$457

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.78 ratio110% standard$3,347 / 0.96 ratio
0.87
4 BR
4 BR- 08520
0.81ratio
FMR$3,371
Market$4,180
vs market-$809

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.73 ratio110% standard$3,708 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HIGHTSTOWN, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HIGHTSTOWN, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for HIGHTSTOWN, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,328 and the 4 bedroom fair market rent is $3,371.

Use this page for searches like HIGHTSTOWN, NJ FMR, HIGHTSTOWN, NJ fair market rent, and HIGHTSTOWN, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HIGHTSTOWN, NJ
Bedroom sizeHUD FMR
Studio$1,676
1 bedroom$1,889
2 bedroom$2,328
3 bedroom$3,043
4 bedroom$3,371