NC/Harnett County/HOLLY SPRINGS
HOLLY SPRINGS, NC
CitySAFMR
Harnett County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,840$1,390
1 BR$1,920$1,260
2 BR$2,110$1,690
3 BR$2,650$1,910
4 BR$3,540$2,370
5 BR$4,071
6 BR$4,682
7 BR$5,384
8 BR$6,191

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$2,110
Market rentUsed$1,690
Est. payment standard (90%)$1,900
Market rent is below the inferred standard ($1,900, 90% of FMR).
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Current value$189,217
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Current value$189,217
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Current value$189,217
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 27540
1.32ratio
FMR$1,840
Market$1,390
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$1,656 / 1.19 ratio110% standard$2,024 / 1.46 ratio
1.32
1 BR
1 BR- 27540
1.52ratio
FMR$1,920
Market$1,260
vs market+$660

FMR is above market; underwrite to market rent.

90% standard$1,728 / 1.37 ratio110% standard$2,112 / 1.68 ratio
1.52
2 BR
2 BR- 27540
1.25ratio
FMR$2,110
Market$1,690
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$1,899 / 1.12 ratio110% standard$2,321 / 1.37 ratio
1.25
3 BR
3 BR- 27540
1.39ratio
FMR$2,650
Market$1,910
vs market+$740

FMR is above market; underwrite to market rent.

90% standard$2,385 / 1.25 ratio110% standard$2,915 / 1.53 ratio
1.39
4 BR
4 BR- 27540
1.49ratio
FMR$3,540
Market$2,370
vs market+$1,170

FMR is above market; underwrite to market rent.

90% standard$3,186 / 1.34 ratio110% standard$3,894 / 1.64 ratio
1.49
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HOLLY SPRINGS, NC (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HOLLY SPRINGS, NC fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for HOLLY SPRINGS, NC shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,110 and the 4 bedroom fair market rent is $3,540.

Use this page for searches like HOLLY SPRINGS, NC FMR, HOLLY SPRINGS, NC fair market rent, and HOLLY SPRINGS, NC Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HOLLY SPRINGS, NC
Bedroom sizeHUD FMR
Studio$1,840
1 bedroom$1,920
2 bedroom$2,110
3 bedroom$2,650
4 bedroom$3,540