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Holt, MO

CitySAFMR
Clinton County
Found 1 ZIP

City Median Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$990$990
1 BR$1,080$1,080
2 BR$1,220$1,220
3 BR$1,590$1,590
4 BR$1,910$1,910
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$119,375

Cost breakdown

+Likely effective rent$1,220
HUD FMRUsed$1,220
Market rentN/A
Est. payment standardN/A
-Principal and interest-$604
Loan amount$95,500
Down payment$23,875
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,800(82.9% ROI)
Projected value
$128,554
Return breakdown
Property appreciation+$9,179
Loan principal paid down+$3,422
Rental cash flow+$7,200
5-year hold
+$33,788(141.5% ROI)
Projected value
$135,062
Return breakdown
Property appreciation+$15,687
Loan principal paid down+$6,102
Rental cash flow+$12,000
10-year hold
+$71,974(301.5% ROI)
Projected value
$152,810
Return breakdown
Property appreciation+$33,435
Loan principal paid down+$14,539
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Holt, MO fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Holt, MO is $1,220 a month. That is up 6.1% from $1,150 in FY 2026. Holt is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Missouri is $962, so Holt is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Holt, MO
BedroomsFY 2027Change90–110% range
Studio$990+6.5%$891–$1,089
1BR$1,080+6.9%$972–$1,188
2BR$1,220+6.1%$1,098–$1,342
3BR$1,590+6.0%$1,431–$1,749
4BR$1,910+7.3%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Holt, MO
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$990$1,080$1,220$1,590$1,910
FY 2026$930$1,010$1,150$1,500$1,780
FY 2025$960$1,060$1,200$1,570$1,850
FY 2024$930$1,040$1,190$1,560$1,830
FY 2023$850$960$1,120$1,470$1,710

Questions about Holt, MO rents

How much will Section 8 pay for a two-bedroom in Holt, MO?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,220, that basic range is $1,098 to $1,342 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Holt, MO in?

Holt, MO is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Holt, MO for FY 2027?

The two-bedroom FMR rose 6.1%, from $1,150 in FY 2026 to $1,220 in FY 2027. Since FY 2023 it has risen 8.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set