MA/Berkshire County/HOUSATONIC
HOUSATONIC, MA
CityFMR
Berkshire County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,245$1,290
1 BR$1,269$1,400
2 BR$1,626$1,650
3 BR$2,109$1,930
4 BR$2,577$2,120
5 BR$2,964
6 BR$3,408
7 BR$3,919
8 BR$4,507

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,626
Market rent$1,670
Est. payment standard (102%)Used$1,650
Estimated payment standard is $1,650 (102% of FMR).
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Current value$183,273
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Current value$183,273
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Current value$183,273
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 01236
0.94ratio
FMR$1,245
Market$1,320
vs market-$75

FMR is near market; voucher and private rents are aligned.

90% standard$1,121 / 0.85 ratio110% standard$1,370 / 1.04 ratio
0.94
1 BR
1 BR- 01236
0.86ratio
FMR$1,269
Market$1,480
vs market-$211

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.77 ratio110% standard$1,396 / 0.94 ratio
0.86
2 BR
2 BR- 01236
0.97ratio
FMR$1,626
Market$1,670
vs market-$44

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.88 ratio110% standard$1,789 / 1.07 ratio
0.97
3 BR
3 BR- 01236
1.09ratio
FMR$2,109
Market$1,930
vs market+$179

FMR is near market; voucher and private rents are aligned.

90% standard$1,898 / 0.98 ratio110% standard$2,320 / 1.20 ratio
1.09
4 BR
4 BR- 01236
1.22ratio
FMR$2,577
Market$2,120
vs market+$457

FMR is above market; underwrite to market rent.

90% standard$2,319 / 1.09 ratio110% standard$2,835 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HOUSATONIC, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HOUSATONIC, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for HOUSATONIC, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,626 and the 4 bedroom fair market rent is $2,577.

Use this page for searches like HOUSATONIC, MA FMR, HOUSATONIC, MA fair market rent, and HOUSATONIC, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HOUSATONIC, MA
Bedroom sizeHUD FMR
Studio$1,245
1 bedroom$1,269
2 bedroom$1,626
3 bedroom$2,109
4 bedroom$2,577