CO/Clear Creek County/IDAHO SPRINGS
IDAHO SPRINGS, CO
CitySAFMR
Clear Creek County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,480$1,630
1 BR$1,620$1,750
2 BR$1,930$2,030
3 BR$2,520$2,220
4 BR$2,820$2,350
5 BR$3,243
6 BR$3,729
7 BR$4,289
8 BR$4,932

Purchase Price Calculator

Maximum purchase price
$239,741

Cost breakdown

+Likely effective rent$2,030
HUD FMR$1,930
Market rent$2,090
Est. payment standard (105%)Used$2,030
Estimated payment standard is $2,030 (105% of FMR).
-Principal and interest-$1,212
Loan amount$191,793
Down payment$47,948
Rate6.50%
Term30 years
-Operating costs-$618
Property taxes-$240
Insurance-$175
Utilities$0
HOA$0
Management-$203
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,505(67.8% ROI)
Projected value
$258,174
Current value$239,741
Return breakdown
Property appreciation+$18,434
Loan principal paid down+$6,871
Rental cash flow+$7,200
5-year hold
+$55,758(116.3% ROI)
Projected value
$271,245
Current value$239,741
Return breakdown
Property appreciation+$31,504
Loan principal paid down+$12,254
Rental cash flow+$12,000
10-year hold
+$120,346(251.0% ROI)
Projected value
$306,888
Current value$239,741
Return breakdown
Property appreciation+$67,148
Loan principal paid down+$29,198
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 80452
0.84ratio
FMR$1,480
Market$1,760
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,332 / 0.76 ratio110% standard$1,628 / 0.93 ratio
0.84
1 BR
1 BR- 80452
0.89ratio
FMR$1,620
Market$1,820
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$1,458 / 0.80 ratio110% standard$1,782 / 0.98 ratio
0.89
2 BR
2 BR- 80452
0.92ratio
FMR$1,930
Market$2,090
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,737 / 0.83 ratio110% standard$2,123 / 1.02 ratio
0.92
3 BR
3 BR- 80452
1.14ratio
FMR$2,520
Market$2,220
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$2,268 / 1.02 ratio110% standard$2,772 / 1.25 ratio
1.14
4 BR
4 BR- 80452
1.20ratio
FMR$2,820
Market$2,350
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$2,538 / 1.08 ratio110% standard$3,102 / 1.32 ratio
1.20
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for IDAHO SPRINGS, CO (CO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

IDAHO SPRINGS, CO fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for IDAHO SPRINGS, CO shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,930 and the 4 bedroom fair market rent is $2,820.

Use this page for searches like IDAHO SPRINGS, CO FMR, IDAHO SPRINGS, CO fair market rent, and IDAHO SPRINGS, CO Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for IDAHO SPRINGS, CO
Bedroom sizeHUD FMR
Studio$1,480
1 bedroom$1,620
2 bedroom$1,930
3 bedroom$2,520
4 bedroom$2,820