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Ketchum, ID

CitySAFMR
Blaine County
Found 1 ZIP

City Median Investment Score

10Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,060
1 BR$1,160$1,160
2 BR$1,520$1,520
3 BR$1,980$1,980
4 BR$2,540$2,540
5 BR$2,921Not available
6 BR$3,359Not available
7 BR$3,863Not available
8 BR$4,442Not available

Purchase Price Calculator

Maximum purchase price
$163,955

Cost breakdown

+Likely effective rent$1,520
HUD FMRUsed$1,520
Market rentN/A
Est. payment standardN/A
-Principal and interest-$829
Loan amount$131,164
Down payment$32,791
Rate6.50%
Term30 years
-Operating costs-$491
Property taxes-$164
Insurance-$175
Utilities$0
HOA$0
Management-$152
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,506(74.7% ROI)
Projected value
$176,561
Return breakdown
Property appreciation+$12,607
Loan principal paid down+$4,699
Rental cash flow+$7,200
5-year hold
+$41,925(127.9% ROI)
Projected value
$185,500
Return breakdown
Property appreciation+$21,545
Loan principal paid down+$8,380
Rental cash flow+$12,000
10-year hold
+$89,889(274.1% ROI)
Projected value
$209,876
Return breakdown
Property appreciation+$45,921
Loan principal paid down+$19,968
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Ketchum, ID fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ketchum, ID is $1,520 a month. That is down 1.9% from $1,550 in FY 2026. Ketchum is in the Blaine County, ID non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,673. The median county two-bedroom FMR in Idaho is $1,127, so Ketchum is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ketchum, ID
BedroomsFY 2027Change90–110% range
Studio$1,060−0.9%$954–$1,166
1BR$1,160−1.7%$1,044–$1,276
2BR$1,520−1.9%$1,368–$1,672
3BR$1,980−2.9%$1,782–$2,178
4BR$2,540+9.0%$2,286–$2,794

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ketchum, ID
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,160$1,520$1,980$2,540
FY 2026$1,070$1,180$1,550$2,040$2,330
FY 2025$950$1,060$1,390$1,920$1,980
FY 2024area FMR$925$1,039$1,365$1,830$1,837
FY 2023area FMR$807$917$1,207$1,615$1,621

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Ketchum, ID rents

How much will Section 8 pay for a two-bedroom in Ketchum, ID?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,673, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,506 to $1,840 a month; under the ZIP-level Small Area FMR of $1,520 it would be $1,368 to $1,672. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ketchum, ID in?

Ketchum, ID is in the Blaine County, ID non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,673.

How much did fair market rent change in Ketchum, ID for FY 2027?

The two-bedroom FMR fell 1.9%, from $1,550 in FY 2026 to $1,520 in FY 2027. Since FY 2025 it has risen 9.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set