FL/Miami-Dade County/KEY BISCAYNE
KEY BISCAYNE, FL
CitySAFMR
Miami-Dade County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,590$2,850
1 BR$2,820$3,100
2 BR$3,450$3,800
3 BR$4,420$4,860
4 BR$5,110$5,620
5 BR$5,877
6 BR$6,758
7 BR$7,772
8 BR$8,937

Purchase Price Calculator

Maximum purchase price
$502,762

Cost breakdown

+Likely effective rent$3,800
HUD FMR$3,450
Market rent$6,340
Est. payment standard (110%)Used$3,800
Estimated payment standard is $3,800 (110% of FMR).
-Principal and interest-$2,542
Loan amount$402,210
Down payment$100,552
Rate6.50%
Term30 years
-Operating costs-$1,058
Property taxes-$503
Insurance-$175
Utilities$0
HOA$0
Management-$380
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$60,268(59.9% ROI)
Projected value
$541,420
Current value$502,762
Return breakdown
Property appreciation+$38,658
Loan principal paid down+$14,410
Rental cash flow+$7,200
5-year hold
+$103,764(103.2% ROI)
Projected value
$568,829
Current value$502,762
Return breakdown
Property appreciation+$66,067
Loan principal paid down+$25,697
Rental cash flow+$12,000
10-year hold
+$226,048(224.8% ROI)
Projected value
$643,578
Current value$502,762
Return breakdown
Property appreciation+$140,816
Loan principal paid down+$61,232
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 33149
0.72ratio
FMR$2,590
Market$3,620
vs market-$1,030

FMR is below market; voucher rent may lag private rents.

90% standard$2,331 / 0.64 ratio110% standard$2,849 / 0.79 ratio
0.72
1 BR
1 BR- 33149
0.78ratio
FMR$2,820
Market$3,620
vs market-$800

FMR is below market; voucher rent may lag private rents.

90% standard$2,538 / 0.70 ratio110% standard$3,102 / 0.86 ratio
0.78
2 BR
2 BR- 33149
0.54ratio
FMR$3,450
Market$6,340
vs market-$2,890

FMR is below market; voucher rent may lag private rents.

0.54
3 BR
3 BR- 33149
0.51ratio
FMR$4,420
Market$8,710
vs market-$4,290

FMR is below market; voucher rent may lag private rents.

0.51
4 BR
4 BR- 33149
0.37ratio
FMR$5,110
Market$13,810
vs market-$8,700

FMR is below market; voucher rent may lag private rents.

0.37
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for KEY BISCAYNE, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

KEY BISCAYNE, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for KEY BISCAYNE, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,450 and the 4 bedroom fair market rent is $5,110.

Use this page for searches like KEY BISCAYNE, FL FMR, KEY BISCAYNE, FL fair market rent, and KEY BISCAYNE, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for KEY BISCAYNE, FL
Bedroom sizeHUD FMR
Studio$2,590
1 bedroom$2,820
2 bedroom$3,450
3 bedroom$4,420
4 bedroom$5,110