LADYSMITH, VA
CitySAFMR
Caroline County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$860$860
1 BR$1,020$1,020
2 BR$1,250$1,250
3 BR$1,740$1,740
4 BR$2,100$2,100
5 BR$2,415
6 BR$2,777
7 BR$3,194
8 BR$3,673

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 22501
0.46ratio
FMR$860
Market$1,890
vs market-$1,030

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.46
1 BR
1 BR· 22501
0.55ratio
FMR$1,020
Market$1,840
vs market-$820

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.55
2 BR
2 BR· 22501
0.64ratio
FMR$1,250
Market$1,940
vs market-$690

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.64
3 BR
3 BR· 22501
0.82ratio
FMR$1,740
Market$2,130
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
4 BR
4 BR· 22501
0.82ratio
FMR$2,100
Market$2,560
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$123,833
Rent
$1,250
Down payment
$24,767
Loan
$99,066
Mortgage
$626
Expenses
$424
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LADYSMITH, VA (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LADYSMITH, VA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LADYSMITH, VA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,250 and the 4 bedroom fair market rent is $2,100.

Use this page for searches like LADYSMITH, VA FMR, LADYSMITH, VA fair market rent, and LADYSMITH, VA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LADYSMITH, VA
Bedroom sizeHUD FMR
Studio$860
1 bedroom$1,020
2 bedroom$1,250
3 bedroom$1,740
4 bedroom$2,100