CA/San Bernardino County/LAKE ARROWHEAD
LAKE ARROWHEAD, CA
CitySAFMR
San Bernardino County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,880$1,580
1 BR$1,970$1,840
2 BR$2,440$2,250
3 BR$3,230$2,660
4 BR$3,900$3,270
5 BR$4,485
6 BR$5,158
7 BR$5,931
8 BR$6,821

Purchase Price Calculator

Maximum purchase price
$272,433

Cost breakdown

+Likely effective rent$2,250
HUD FMR$2,440
Market rentUsed$2,250
Est. payment standard (95%)$2,320
Market rent is below the inferred standard ($2,320, 95% of FMR).
-Principal and interest-$1,378
Loan amount$217,946
Down payment$54,487
Rate6.50%
Term30 years
-Operating costs-$672
Property taxes-$272
Insurance-$175
Utilities$0
HOA$0
Management-$225
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,956(66.0% ROI)
Projected value
$293,380
Current value$272,433
Return breakdown
Property appreciation+$20,948
Loan principal paid down+$7,808
Rental cash flow+$7,200
5-year hold
+$61,725(113.3% ROI)
Projected value
$308,232
Current value$272,433
Return breakdown
Property appreciation+$35,800
Loan principal paid down+$13,925
Rental cash flow+$12,000
10-year hold
+$133,484(245.0% ROI)
Projected value
$348,737
Current value$272,433
Return breakdown
Property appreciation+$76,304
Loan principal paid down+$33,180
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 92352
1.19ratio
FMR$1,880
Market$1,580
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$1,692 / 1.07 ratio110% standard$2,068 / 1.31 ratio
1.19
1 BR
1 BR- 92352
1.07ratio
FMR$1,970
Market$1,840
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,773 / 0.96 ratio110% standard$2,167 / 1.18 ratio
1.07
2 BR
2 BR- 92352
1.08ratio
FMR$2,440
Market$2,250
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$2,196 / 0.98 ratio110% standard$2,684 / 1.19 ratio
1.08
3 BR
3 BR- 92352
1.21ratio
FMR$3,230
Market$2,660
vs market+$570

FMR is above market; underwrite to market rent.

90% standard$2,907 / 1.09 ratio110% standard$3,553 / 1.34 ratio
1.21
4 BR
4 BR- 92352
1.19ratio
FMR$3,900
Market$3,270
vs market+$630

FMR is above market; underwrite to market rent.

90% standard$3,510 / 1.07 ratio110% standard$4,290 / 1.31 ratio
1.19
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LAKE ARROWHEAD, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LAKE ARROWHEAD, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LAKE ARROWHEAD, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,440 and the 4 bedroom fair market rent is $3,900.

Use this page for searches like LAKE ARROWHEAD, CA FMR, LAKE ARROWHEAD, CA fair market rent, and LAKE ARROWHEAD, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LAKE ARROWHEAD, CA
Bedroom sizeHUD FMR
Studio$1,880
1 bedroom$1,970
2 bedroom$2,440
3 bedroom$3,230
4 bedroom$3,900