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CA/Fresno County/Lakeshore

Lakeshore, CA

CitySAFMR
Fresno County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,260$1,260
1 BR$1,540$1,540
2 BR$1,780$1,780
3 BR$2,330$2,330
4 BR$2,960$2,960
5 BR$3,404Not available
6 BR$3,915Not available
7 BR$4,502Not available
8 BR$5,177Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMRUsed$1,780
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Lakeshore, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Lakeshore, CA is $1,780 a month. That is up 4.7% from $1,700 in FY 2026. Lakeshore is in the Fresno, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,685. The median county two-bedroom FMR in California is $1,725, so Lakeshore is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Lakeshore, CA
BedroomsFY 2027Change90–110% range
Studio$1,260+3.3%$1,134–$1,386
1BR$1,540+1.3%$1,386–$1,694
2BR$1,780+4.7%$1,602–$1,958
3BR$2,330+2.6%$2,097–$2,563
4BR$2,960+5.3%$2,664–$3,256

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Lakeshore, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,260$1,540$1,780$2,330$2,960
FY 2026$1,220$1,520$1,700$2,270$2,810
FY 2025$1,080$1,340$1,530$2,000$2,520
FY 2024$1,070$1,070$1,340$1,890$2,160
FY 2023$950$960$1,210$1,700$1,950

Questions about Lakeshore, CA rents

How much will Section 8 pay for a two-bedroom in Lakeshore, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,685, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,517 to $1,854 a month; under the ZIP-level Small Area FMR of $1,780 it would be $1,602 to $1,958. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Lakeshore, CA in?

Lakeshore, CA is in the Fresno, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,685.

How much did fair market rent change in Lakeshore, CA for FY 2027?

The two-bedroom FMR rose 4.7%, from $1,700 in FY 2026 to $1,780 in FY 2027. Since FY 2023 it has risen 47.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set