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Leeds, MA

CitySAFMR
Hampshire County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,760$1,940
1 BR$2,010$1,890
2 BR$2,550$2,380
3 BR$3,190$2,680
4 BR$3,440$3,120
5 BR$3,956Not available
6 BR$4,549Not available
7 BR$5,232Not available
8 BR$6,017Not available

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,550
Market rentUsed$2,380
Est. payment standard (96%)$2,440
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
1.06
2 BR
1.07
3 BR
1.19
4 BR
1.10
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Leeds, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Leeds, MA is $2,550 a month. That is down 9.9% from $2,830 in FY 2026. Leeds is in the Amherst Town-Northampton, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,034. The median county two-bedroom FMR in Massachusetts is $2,222, so Leeds is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Leeds, MA
BedroomsFY 2027Change90–110% range
Studio$1,760−9.7%$1,584–$1,936
1BR$2,010−9.9%$1,809–$2,211
2BR$2,550−9.9%$2,295–$2,805
3BR$3,190−9.9%$2,871–$3,509
4BR$3,440−9.9%$3,096–$3,784

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Leeds, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,760$2,010$2,550$3,190$3,440
FY 2026$1,950$2,230$2,830$3,540$3,820
FY 2025$1,560$1,800$2,240$2,730$3,050
FY 2024$1,400$1,670$2,060$2,500$2,930
FY 2023$1,220$1,480$1,830$2,240$2,690

Questions about Leeds, MA rents

How much will Section 8 pay for a two-bedroom in Leeds, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,034, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,831 to $2,237 a month; under the ZIP-level Small Area FMR of $2,550 it would be $2,295 to $2,805. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Leeds, MA in?

Leeds, MA is in the Amherst Town-Northampton, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,034.

How much did fair market rent change in Leeds, MA for FY 2027?

The two-bedroom FMR fell 9.9%, from $2,830 in FY 2026 to $2,550 in FY 2027. Since FY 2023 it has risen 39.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set