Skip to main content
Loading page

Lincoln, CA

CitySAFMR
Placer County
Found 1 ZIP

City Median Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$2,070$2,210
1 BR$2,130$2,310
2 BR$2,620$2,580
3 BR$3,440$2,650
4 BR$3,960$2,930
5 BR$4,554Not available
6 BR$5,237Not available
7 BR$6,023Not available
8 BR$6,926Not available

Purchase Price Calculator

Maximum purchase price
$321,470

Cost breakdown

+Likely effective rent$2,580
HUD FMR$2,620
Market rentUsed$2,580
Est. payment standard (99%)$2,590
-Principal and interest-$1,626
Loan amount$257,176
Down payment$64,294
Rate6.50%
Term30 years
-Operating costs-$754
Property taxes-$321
Insurance-$175
Utilities$0
HOA$0
Management-$258
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,132(64.0% ROI)
Projected value
$346,189
Return breakdown
Property appreciation+$24,718
Loan principal paid down+$9,214
Rental cash flow+$7,200
5-year hold
+$70,675(109.9% ROI)
Projected value
$363,714
Return breakdown
Property appreciation+$42,244
Loan principal paid down+$16,431
Rental cash flow+$12,000
10-year hold
+$153,191(238.3% ROI)
Projected value
$411,509
Return breakdown
Property appreciation+$90,039
Loan principal paid down+$39,152
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.90
1 BR
0.88
2 BR
1.02
3 BR
1.30
4 BR
1.35
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Lincoln, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Lincoln, CA is $2,620 a month. That is down 5.8% from $2,780 in FY 2026. Lincoln is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Lincoln is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Lincoln, CA
BedroomsFY 2027Change90–110% range
Studio$2,070−3.7%$1,863–$2,277
1BR$2,130−5.8%$1,917–$2,343
2BR$2,620−5.8%$2,358–$2,882
3BR$3,440−7.0%$3,096–$3,784
4BR$3,960−7.3%$3,564–$4,356

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Lincoln, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,070$2,130$2,620$3,440$3,960
FY 2026$2,150$2,260$2,780$3,700$4,270
FY 2025$2,130$2,260$2,800$3,800$4,380
FY 2024$2,030$2,190$2,730$3,800$4,380
FY 2023$1,720$1,890$2,370$3,370$3,920

Questions about Lincoln, CA rents

How much will Section 8 pay for a two-bedroom in Lincoln, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,620, that basic range is $2,358 to $2,882 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Lincoln, CA in?

Lincoln, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Lincoln, CA for FY 2027?

The two-bedroom FMR fell 5.8%, from $2,780 in FY 2026 to $2,620 in FY 2027. Since FY 2023 it has risen 10.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set