LOST CREEK, PA
CitySAFMR
Schuylkill County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$760$840
1 BR$820$900
2 BR$1,070$1,080
3 BR$1,400$1,210
4 BR$1,470$1,310
5 BR$1,690
6 BR$1,944
7 BR$2,236
8 BR$2,571

Purchase Price Calculator

Maximum purchase price
$98,571

Cost breakdown

+Likely effective rent$1,080
HUD FMR$1,070
Market rent$1,080
Est. payment standard (101%)Used$1,080
Estimated payment standard is $1,080 (101% of FMR).
-Principal and interest-$498
Loan amount$78,857
Down payment$19,714
Rate6.50%
Term30 years
-Operating costs-$382
Property taxes-$99
Insurance-$175
Utilities$0
HOA$0
Management-$108
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,604(89.3% ROI)
Projected value
$106,150
Current value$98,571
Return breakdown
Property appreciation+$7,579
Loan principal paid down+$2,825
Rental cash flow+$7,200
5-year hold
+$29,991(152.1% ROI)
Projected value
$111,524
Current value$98,571
Return breakdown
Property appreciation+$12,953
Loan principal paid down+$5,038
Rental cash flow+$12,000
10-year hold
+$63,613(322.7% ROI)
Projected value
$126,179
Current value$98,571
Return breakdown
Property appreciation+$27,608
Loan principal paid down+$12,005
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 17946
0.76ratio
FMR$760
Market$1,000
vs market-$240

FMR is below market; voucher rent may lag private rents.

90% standard$684 / 0.68 ratio110% standard$836 / 0.84 ratio
0.76
1 BR
1 BR- 17946
0.82ratio
FMR$820
Market$1,000
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$738 / 0.74 ratio110% standard$902 / 0.90 ratio
0.82
2 BR
2 BR- 17946
0.99ratio
FMR$1,070
Market$1,080
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$963 / 0.89 ratio110% standard$1,177 / 1.09 ratio
0.99
3 BR
3 BR- 17946
1.16ratio
FMR$1,400
Market$1,210
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,260 / 1.04 ratio110% standard$1,540 / 1.27 ratio
1.16
4 BR
4 BR- 17946
1.12ratio
FMR$1,470
Market$1,310
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$1,323 / 1.01 ratio110% standard$1,617 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOST CREEK, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LOST CREEK, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LOST CREEK, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,070 and the 4 bedroom fair market rent is $1,470.

Use this page for searches like LOST CREEK, PA FMR, LOST CREEK, PA fair market rent, and LOST CREEK, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LOST CREEK, PA
Bedroom sizeHUD FMR
Studio$760
1 bedroom$820
2 bedroom$1,070
3 bedroom$1,400
4 bedroom$1,470