LOWELL, MA
CityFMR
Middlesex County
Found 5 ZIPs
BRFMR
Eff. Rent
0 BR$2,359$1,650 – $2,150
1 BR$2,476$1,650 – $2,476
2 BR$2,941$2,050 – $2,941
3 BR$3,526$2,750 – $3,526
4 BR$3,894$3,000 – $3,894
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
1.10ratio
FMR$2,359
Market$2,150
vs market+$209

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
1.40–1.43ratio range
Median FMR$2,359
Median Market$1,670
vs market+$689

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
1.10–1.43
1 BR
1 BR· 1 ZIP
0.85ratio
FMR$2,476
Market$2,900
vs market-$424

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
1.23ratio
FMR$2,476
Market$2,020
vs market+$456

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.30ratio
FMR$2,476
Market$1,910
vs market+$566

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.31ratio
FMR$2,476
Market$1,890
vs market+$586

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.50ratio
FMR$2,476
Market$1,650
vs market+$826

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.85–1.50
2 BR
2 BR· 1 ZIP
0.94ratio
FMR$2,941
Market$3,140
vs market-$199

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.06ratio
FMR$2,941
Market$2,780
vs market+$161

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.23ratio
FMR$2,941
Market$2,400
vs market+$541

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
2 BR· 1 ZIP
1.28ratio
FMR$2,941
Market$2,290
vs market+$651

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
2 BR· 1 ZIP
1.43ratio
FMR$2,941
Market$2,050
vs market+$891

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.94–1.43
3 BR
3 BR· 1 ZIP
0.97ratio
FMR$3,526
Market$3,620
vs market-$94

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.19–1.20ratio range
Median FMR$3,526
Median Market$2,950
vs market+$576

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 1 ZIP
1.28ratio
FMR$3,526
Market$2,750
vs market+$776

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.97–1.28
4 BR
4 BR· 1 ZIP
0.84ratio
FMR$3,894
Market$4,620
vs market-$726

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 2 ZIPs
1.21–1.22ratio range
Median FMR$3,894
Median Market$3,210
vs market+$684

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 2 ZIPs
1.27–1.30ratio range
Median FMR$3,894
Median Market$3,035
vs market+$859

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.84–1.30
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOWELL, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.