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Marble, NC

CitySAFMR
Cherokee County
Found 1 ZIP

City Median Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$790$790
1 BR$920$920
2 BR$1,140$1,140
3 BR$1,510$1,510
4 BR$1,790$1,790
5 BR$2,059Not available
6 BR$2,367Not available
7 BR$2,722Not available
8 BR$3,131Not available

Purchase Price Calculator

Maximum purchase price
$107,487

Cost breakdown

+Likely effective rent$1,140
HUD FMRUsed$1,140
Market rentN/A
Est. payment standardN/A
-Principal and interest-$544
Loan amount$85,990
Down payment$21,497
Rate6.50%
Term30 years
-Operating costs-$396
Property taxes-$107
Insurance-$175
Utilities$0
HOA$0
Management-$114
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,546(86.3% ROI)
Projected value
$115,752
Return breakdown
Property appreciation+$8,265
Loan principal paid down+$3,081
Rental cash flow+$7,200
5-year hold
+$31,619(147.1% ROI)
Projected value
$121,612
Return breakdown
Property appreciation+$14,125
Loan principal paid down+$5,494
Rental cash flow+$12,000
10-year hold
+$67,196(312.6% ROI)
Projected value
$137,592
Return breakdown
Property appreciation+$30,105
Loan principal paid down+$13,091
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Marble, NC fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Marble, NC is $1,140 a month. That is up 8.6% from $1,050 in FY 2026. Marble is in the Cherokee County, NC non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,012.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Marble, NC
BedroomsFY 2027Change90–110% range
Studio$790+9.7%$711–$869
1BR$920+15.0%$828–$1,012
2BR$1,140+8.6%$1,026–$1,254
3BR$1,510+4.1%$1,359–$1,661
4BR$1,790+6.5%$1,611–$1,969

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Marble, NC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$790$920$1,140$1,510$1,790
FY 2026$720$800$1,050$1,450$1,680
FY 2025$750$750$990$1,380$1,560
FY 2024area FMR$659$664$872$1,214$1,382
FY 2023area FMR$613$617$812$1,093$1,229

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Marble, NC rents

How much will Section 8 pay for a two-bedroom in Marble, NC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,012, which applies unless the housing authority uses Small Area FMRs, that basic range is $911 to $1,113 a month; under the ZIP-level Small Area FMR of $1,140 it would be $1,026 to $1,254. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Marble, NC in?

Marble, NC is in the Cherokee County, NC non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,012.

How much did fair market rent change in Marble, NC for FY 2027?

The two-bedroom FMR rose 8.6%, from $1,050 in FY 2026 to $1,140 in FY 2027. Since FY 2025 it has risen 15.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set