MA/Middlesex County/MARLBOROUGH
MARLBOROUGH, MA
CityFMR
Middlesex County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,359$1,590
1 BR$2,476$1,880
2 BR$2,941$2,760
3 BR$3,526$3,160
4 BR$3,894$3,450
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$348,218

Cost breakdown

+Likely effective rent$2,760
HUD FMR$2,941
Market rentUsed$2,760
Est. payment standard (96%)$2,820
Market rent is below the inferred standard ($2,820, 96% of FMR).
-Principal and interest-$1,761
Loan amount$278,575
Down payment$69,644
Rate6.50%
Term30 years
-Operating costs-$799
Property taxes-$348
Insurance-$175
Utilities$0
HOA$0
Management-$276
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,955(63.1% ROI)
Projected value
$374,993
Current value$348,218
Return breakdown
Property appreciation+$26,775
Loan principal paid down+$9,981
Rental cash flow+$7,200
5-year hold
+$75,557(108.5% ROI)
Projected value
$393,977
Current value$348,218
Return breakdown
Property appreciation+$45,759
Loan principal paid down+$17,798
Rental cash flow+$12,000
10-year hold
+$163,940(235.4% ROI)
Projected value
$445,749
Current value$348,218
Return breakdown
Property appreciation+$97,531
Loan principal paid down+$42,410
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 01752
1.48ratio
FMR$2,359
Market$1,590
vs market+$769

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.34 ratio110% standard$2,595 / 1.63 ratio
1.48
1 BR
1 BR- 01752
1.32ratio
FMR$2,476
Market$1,880
vs market+$596

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.19 ratio110% standard$2,724 / 1.45 ratio
1.32
2 BR
2 BR- 01752
1.07ratio
FMR$2,941
Market$2,760
vs market+$181

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.96 ratio110% standard$3,235 / 1.17 ratio
1.07
3 BR
3 BR- 01752
1.12ratio
FMR$3,526
Market$3,160
vs market+$366

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.00 ratio110% standard$3,879 / 1.23 ratio
1.12
4 BR
4 BR- 01752
1.13ratio
FMR$3,894
Market$3,450
vs market+$444

FMR is above market; underwrite to market rent.

90% standard$3,505 / 1.02 ratio110% standard$4,283 / 1.24 ratio
1.13
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MARLBOROUGH, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MARLBOROUGH, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for MARLBOROUGH, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like MARLBOROUGH, MA FMR, MARLBOROUGH, MA fair market rent, and MARLBOROUGH, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MARLBOROUGH, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894