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HI/Maui County/Maunaloa

Maunaloa, HI

CitySAFMR
Maui County
Found 1 ZIP

City Median Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$1,850$1,850
1 BR$2,030$2,030
2 BR$2,660$2,660
3 BR$3,360$3,360
4 BR$4,150$4,150
5 BR$4,773Not available
6 BR$5,488Not available
7 BR$6,312Not available
8 BR$7,258Not available

Purchase Price Calculator

Maximum purchase price
$333,358

Cost breakdown

+Likely effective rent$2,660
HUD FMRUsed$2,660
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,686
Loan amount$266,687
Down payment$66,672
Rate6.50%
Term30 years
-Operating costs-$774
Property taxes-$333
Insurance-$175
Utilities$0
HOA$0
Management-$266
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,387(63.6% ROI)
Projected value
$358,991
Return breakdown
Property appreciation+$25,632
Loan principal paid down+$9,555
Rental cash flow+$7,200
5-year hold
+$72,845(109.3% ROI)
Projected value
$377,164
Return breakdown
Property appreciation+$43,806
Loan principal paid down+$17,039
Rental cash flow+$12,000
10-year hold
+$157,969(236.9% ROI)
Projected value
$426,727
Return breakdown
Property appreciation+$93,369
Loan principal paid down+$40,600
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Maunaloa, HI fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Maunaloa, HI is $2,660 a month. That is up 27.9% from $2,080 in FY 2026. Maunaloa is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,656. The median county two-bedroom FMR in Hawaii is $2,326, so Maunaloa is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Maunaloa, HI
BedroomsFY 2027Change90–110% range
Studio$1,850+17.1%$1,665–$2,035
1BR$2,030+27.7%$1,827–$2,233
2BR$2,660+27.9%$2,394–$2,926
3BR$3,360+20.0%$3,024–$3,696
4BR$4,150+28.5%$3,735–$4,565

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Maunaloa, HI
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,850$2,030$2,660$3,360$4,150
FY 2026$1,580$1,590$2,080$2,800$3,230
FY 2025$1,510$1,540$1,930$2,640$2,920
FY 2024$1,380$1,450$1,790$2,460$2,650
FY 2023$1,330$1,420$1,770$2,420$2,650

Questions about Maunaloa, HI rents

How much will Section 8 pay for a two-bedroom in Maunaloa, HI?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,656, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,390 to $2,922 a month; under the ZIP-level Small Area FMR of $2,660 it would be $2,394 to $2,926. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Maunaloa, HI in?

Maunaloa, HI is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,656.

How much did fair market rent change in Maunaloa, HI for FY 2027?

The two-bedroom FMR rose 27.9%, from $2,080 in FY 2026 to $2,660 in FY 2027. Since FY 2023 it has risen 50.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set