MONESSEN, PA
CitySAFMR
Westmoreland County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$850$860
1 BR$910$890
2 BR$1,100$980
3 BR$1,410$1,090
4 BR$1,510$1,170
5 BR$1,736
6 BR$1,997
7 BR$2,297
8 BR$2,641

Purchase Price Calculator

Maximum purchase price
$83,711

Cost breakdown

+Likely effective rent$980
HUD FMR$1,100
Market rentUsed$980
Est. payment standard (93%)$1,020
Market rent is below the inferred standard ($1,020, 93% of FMR).
-Principal and interest-$423
Loan amount$66,969
Down payment$16,742
Rate6.50%
Term30 years
-Operating costs-$357
Property taxes-$84
Insurance-$175
Utilities$0
HOA$0
Management-$98
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,036(95.8% ROI)
Projected value
$90,148
Current value$83,711
Return breakdown
Property appreciation+$6,437
Loan principal paid down+$2,399
Rental cash flow+$7,200
5-year hold
+$27,279(162.9% ROI)
Projected value
$94,711
Current value$83,711
Return breakdown
Property appreciation+$11,000
Loan principal paid down+$4,279
Rental cash flow+$12,000
10-year hold
+$57,641(344.3% ROI)
Projected value
$107,157
Current value$83,711
Return breakdown
Property appreciation+$23,446
Loan principal paid down+$10,195
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 15062
0.99ratio
FMR$850
Market$860
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$765 / 0.89 ratio110% standard$935 / 1.09 ratio
0.99
1 BR
1 BR- 15062
1.02ratio
FMR$910
Market$890
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$819 / 0.92 ratio110% standard$1,001 / 1.12 ratio
1.02
2 BR
2 BR- 15062
1.12ratio
FMR$1,100
Market$980
vs market+$120

FMR is above market; underwrite to market rent.

90% standard$990 / 1.01 ratio110% standard$1,210 / 1.23 ratio
1.12
3 BR
3 BR- 15062
1.29ratio
FMR$1,410
Market$1,090
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$1,269 / 1.16 ratio110% standard$1,551 / 1.42 ratio
1.29
4 BR
4 BR- 15062
1.29ratio
FMR$1,510
Market$1,170
vs market+$340

FMR is above market; underwrite to market rent.

90% standard$1,359 / 1.16 ratio110% standard$1,661 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MONESSEN, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MONESSEN, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MONESSEN, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,100 and the 4 bedroom fair market rent is $1,510.

Use this page for searches like MONESSEN, PA FMR, MONESSEN, PA fair market rent, and MONESSEN, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MONESSEN, PA
Bedroom sizeHUD FMR
Studio$850
1 bedroom$910
2 bedroom$1,100
3 bedroom$1,410
4 bedroom$1,510