MONTAUK, NY
CitySAFMR
Suffolk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,280$2,510
1 BR$2,720$2,990
2 BR$3,140$3,450
3 BR$4,070$4,480
4 BR$4,310$4,740
5 BR$4,957
6 BR$5,700
7 BR$6,555
8 BR$7,538

Purchase Price Calculator

Maximum purchase price
$450,752

Cost breakdown

+Likely effective rent$3,450
HUD FMR$3,140
Market rent$14,130
Est. payment standard (110%)Used$3,450
Estimated payment standard is $3,450 (110% of FMR).
-Principal and interest-$2,279
Loan amount$360,602
Down payment$90,150
Rate6.50%
Term30 years
-Operating costs-$971
Property taxes-$451
Insurance-$175
Utilities$0
HOA$0
Management-$345
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,778(60.8% ROI)
Projected value
$485,411
Current value$450,752
Return breakdown
Property appreciation+$34,659
Loan principal paid down+$12,919
Rental cash flow+$7,200
5-year hold
+$94,271(104.6% ROI)
Projected value
$509,985
Current value$450,752
Return breakdown
Property appreciation+$59,233
Loan principal paid down+$23,039
Rental cash flow+$12,000
10-year hold
+$205,146(227.6% ROI)
Projected value
$577,001
Current value$450,752
Return breakdown
Property appreciation+$126,249
Loan principal paid down+$54,898
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11954
0.20ratio
FMR$2,280
Market$11,560
vs market-$9,280

FMR is below market; voucher rent may lag private rents.

0.20
1 BR
1 BR- 11954
0.21ratio
FMR$2,720
Market$12,870
vs market-$10,150

FMR is below market; voucher rent may lag private rents.

0.21
2 BR
2 BR- 11954
0.22ratio
FMR$3,140
Market$14,130
vs market-$10,990

FMR is below market; voucher rent may lag private rents.

0.22
3 BR
3 BR- 11954
0.26ratio
FMR$4,070
Market$15,560
vs market-$11,490

FMR is below market; voucher rent may lag private rents.

0.26
4 BR
4 BR- 11954
0.28ratio
FMR$4,310
Market$15,140
vs market-$10,830

FMR is below market; voucher rent may lag private rents.

0.28
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MONTAUK, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MONTAUK, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MONTAUK, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,140 and the 4 bedroom fair market rent is $4,310.

Use this page for searches like MONTAUK, NY FMR, MONTAUK, NY fair market rent, and MONTAUK, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MONTAUK, NY
Bedroom sizeHUD FMR
Studio$2,280
1 bedroom$2,720
2 bedroom$3,140
3 bedroom$4,070
4 bedroom$4,310