MONTCLAIR, CA
CitySAFMR
San Bernardino County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,740$1,780
1 BR$1,820$1,900
2 BR$2,260$2,380
3 BR$2,990$3,160
4 BR$3,610$3,660
5 BR$4,152
6 BR$4,774
7 BR$5,490
8 BR$6,314

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,260
Market rent$2,440
Est. payment standard (105%)Used$2,380
Estimated payment standard is $2,380 (105% of FMR).
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Current value$291,751
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Current value$291,751
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Current value$291,751
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 91763
0.97ratio
FMR$1,740
Market$1,800
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,566 / 0.87 ratio110% standard$1,914 / 1.06 ratio
0.97
1 BR
1 BR- 91763
0.94ratio
FMR$1,820
Market$1,940
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,638 / 0.84 ratio110% standard$2,002 / 1.03 ratio
0.94
2 BR
2 BR- 91763
0.93ratio
FMR$2,260
Market$2,440
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,034 / 0.83 ratio110% standard$2,486 / 1.02 ratio
0.93
3 BR
3 BR- 91763
0.92ratio
FMR$2,990
Market$3,250
vs market-$260

FMR is near market; voucher and private rents are aligned.

90% standard$2,691 / 0.83 ratio110% standard$3,289 / 1.01 ratio
0.92
4 BR
4 BR- 91763
0.98ratio
FMR$3,610
Market$3,690
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$3,249 / 0.88 ratio110% standard$3,971 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MONTCLAIR, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MONTCLAIR, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MONTCLAIR, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,260 and the 4 bedroom fair market rent is $3,610.

Use this page for searches like MONTCLAIR, CA FMR, MONTCLAIR, CA fair market rent, and MONTCLAIR, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MONTCLAIR, CA
Bedroom sizeHUD FMR
Studio$1,740
1 bedroom$1,820
2 bedroom$2,260
3 bedroom$2,990
4 bedroom$3,610