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PA/Northampton County/Mount Bethel

Mount Bethel, PA

CitySAFMR
Northampton County
Found 1 ZIP

City Median Investment Score

92Below average

095130300
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,210$1,330
2 BR$1,480$1,630
3 BR$1,880$2,040
4 BR$1,980$2,140
5 BR$2,277Not available
6 BR$2,619Not available
7 BR$3,011Not available
8 BR$3,463Not available

Purchase Price Calculator

Maximum purchase price
$180,301

Cost breakdown

+Likely effective rent$1,630
HUD FMR$1,480
Market rent$1,930
Est. payment standard (110%)Used$1,630
-Principal and interest-$912
Loan amount$144,241
Down payment$36,060
Rate6.50%
Term30 years
-Operating costs-$518
Property taxes-$180
Insurance-$175
Utilities$0
HOA$0
Management-$163
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,231(72.7% ROI)
Projected value
$194,164
Return breakdown
Property appreciation+$13,863
Loan principal paid down+$5,168
Rental cash flow+$7,200
5-year hold
+$44,909(124.5% ROI)
Projected value
$203,994
Return breakdown
Property appreciation+$23,693
Loan principal paid down+$9,216
Rental cash flow+$12,000
10-year hold
+$96,458(267.5% ROI)
Projected value
$230,800
Return breakdown
Property appreciation+$50,499
Loan principal paid down+$21,959
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.77
2 BR
0.77
3 BR
0.89
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Mount Bethel, PA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Mount Bethel, PA is $1,480 a month. That is up 4.2% from $1,420 in FY 2026. Mount Bethel is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,839. The median county two-bedroom FMR in Pennsylvania is $1,136, so Mount Bethel is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Mount Bethel, PA
BedroomsFY 2027Change90–110% range
Studio$1,040+6.1%$936–$1,144
1BR$1,210+3.4%$1,089–$1,331
2BR$1,480+4.2%$1,332–$1,628
3BR$1,880+3.9%$1,692–$2,068
4BR$1,980+3.7%$1,782–$2,178

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Mount Bethel, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,210$1,480$1,880$1,980
FY 2026$980$1,170$1,420$1,810$1,910
FY 2025$950$1,120$1,390$1,770$1,850
FY 2024$1,000$1,170$1,470$1,880$1,960
FY 2023$1,020$1,170$1,480$1,900$1,990

Questions about Mount Bethel, PA rents

How much will Section 8 pay for a two-bedroom in Mount Bethel, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,839, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,655 to $2,023 a month; under the ZIP-level Small Area FMR of $1,480 it would be $1,332 to $1,628. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Mount Bethel, PA in?

Mount Bethel, PA is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,839.

How much did fair market rent change in Mount Bethel, PA for FY 2027?

The two-bedroom FMR rose 4.2%, from $1,420 in FY 2026 to $1,480 in FY 2027. Since FY 2023 it has risen 0.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set