Skip to main content
Loading page
FL/Polk County/Mulberry

Mulberry, FL

CitySAFMR
Polk County
Found 1 ZIP

City Median Investment Score

96Above average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,250
1 BR$1,220$1,340
2 BR$1,470$1,600
3 BR$2,020$1,890
4 BR$2,460$2,270
5 BR$2,829Not available
6 BR$3,253Not available
7 BR$3,741Not available
8 BR$4,303Not available

Purchase Price Calculator

Maximum purchase price
$175,843

Cost breakdown

+Likely effective rent$1,600
HUD FMR$1,470
Market rent$1,670
Est. payment standard (109%)Used$1,600
-Principal and interest-$889
Loan amount$140,674
Down payment$35,169
Rate6.50%
Term30 years
-Operating costs-$511
Property taxes-$176
Insurance-$175
Utilities$0
HOA$0
Management-$160
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,761(73.2% ROI)
Projected value
$189,364
Return breakdown
Property appreciation+$13,521
Loan principal paid down+$5,040
Rental cash flow+$7,200
5-year hold
+$44,095(125.4% ROI)
Projected value
$198,950
Return breakdown
Property appreciation+$23,107
Loan principal paid down+$8,988
Rental cash flow+$12,000
10-year hold
+$94,667(269.2% ROI)
Projected value
$225,094
Return breakdown
Property appreciation+$49,251
Loan principal paid down+$21,416
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.88
1 BR
0.86
2 BR
0.88
3 BR
1.07
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Mulberry, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Mulberry, FL is $1,470 a month. That is up 5.8% from $1,390 in FY 2026. Mulberry is in the Lakeland-Winter Haven, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Mulberry, FL
BedroomsFY 2027Change90–110% range
Studio$1,150+0.9%$1,035–$1,265
1BR$1,220+7.0%$1,098–$1,342
2BR$1,470+5.8%$1,323–$1,617
3BR$2,020+7.4%$1,818–$2,222
4BR$2,460+5.6%$2,214–$2,706

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Mulberry, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,220$1,470$2,020$2,460
FY 2026$1,140$1,140$1,390$1,880$2,330
FY 2025$1,020$1,030$1,260$1,690$2,120
FY 2024$970$970$1,200$1,610$2,040
FY 2023$920$930$1,150$1,560$1,960

Questions about Mulberry, FL rents

How much will Section 8 pay for a two-bedroom in Mulberry, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,470, that basic range is $1,323 to $1,617 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Mulberry, FL in?

Mulberry, FL is in the Lakeland-Winter Haven, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Mulberry, FL for FY 2027?

The two-bedroom FMR rose 5.8%, from $1,390 in FY 2026 to $1,470 in FY 2027. Since FY 2023 it has risen 27.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set