Skip to main content
Loading page
MA/Hampshire County/North Amherst

North Amherst, MA

CitySAFMR
Hampshire County
Found 1 ZIP
Loading Investment Score

City Median Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$1,460$1,610
1 BR$1,640$1,790
2 BR$2,100$2,310
3 BR$2,750$2,910
4 BR$2,860$3,150
5 BR$3,289Not available
6 BR$3,782Not available
7 BR$4,350Not available
8 BR$5,002Not available

Purchase Price Calculator

Maximum purchase price
$281,349

Cost breakdown

+Likely effective rent$2,310
HUD FMR$2,100
Market rent$2,500
Est. payment standard (110%)Used$2,310
-Principal and interest-$1,423
Loan amount$225,079
Down payment$56,270
Rate6.50%
Term30 years
-Operating costs-$687
Property taxes-$281
Insurance-$175
Utilities$0
HOA$0
Management-$231
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,897(65.6% ROI)
Projected value
$302,982
Return breakdown
Property appreciation+$21,633
Loan principal paid down+$8,064
Rental cash flow+$7,200
5-year hold
+$63,352(112.6% ROI)
Projected value
$318,320
Return breakdown
Property appreciation+$36,972
Loan principal paid down+$14,380
Rental cash flow+$12,000
10-year hold
+$137,067(243.6% ROI)
Projected value
$360,150
Return breakdown
Property appreciation+$78,801
Loan principal paid down+$34,266
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.72
1 BR
0.88
2 BR
0.84
3 BR
0.92
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

North Amherst, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in North Amherst, MA is $2,100 a month. That is down 1.4% from $2,130 in FY 2026. North Amherst is in the Amherst Town-Northampton, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,034. The median county two-bedroom FMR in Massachusetts is $2,222, so North Amherst is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for North Amherst, MA
BedroomsFY 2027Change90–110% range
Studio$1,460−0.7%$1,314–$1,606
1BR$1,640−2.4%$1,476–$1,804
2BR$2,100−1.4%$1,890–$2,310
3BR$2,750+3.4%$2,475–$3,025
4BR$2,860−0.3%$2,574–$3,146

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for North Amherst, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,460$1,640$2,100$2,750$2,860
FY 2026$1,470$1,680$2,130$2,660$2,870
FY 2025area FMR$1,044$1,205$1,496$1,823$2,037
FY 2024area FMR$934$1,115$1,375$1,669$1,954
FY 2023area FMR$818$987$1,223$1,497$1,799

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about North Amherst, MA rents

How much will Section 8 pay for a two-bedroom in North Amherst, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,034, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,831 to $2,237 a month; under the ZIP-level Small Area FMR of $2,100 it would be $1,890 to $2,310. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is North Amherst, MA in?

North Amherst, MA is in the Amherst Town-Northampton, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,034.

How much did fair market rent change in North Amherst, MA for FY 2027?

The two-bedroom FMR fell 1.4%, from $2,130 in FY 2026 to $2,100 in FY 2027.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set