NY/Columbia County/NORTH CHATHAM
NORTH CHATHAM, NY
CitySAFMR
Columbia County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,120$1,120
1 BR$1,160$1,160
2 BR$1,340$1,340
3 BR$1,610$1,610
4 BR$1,770$1,770
5 BR$2,035
6 BR$2,341
7 BR$2,692
8 BR$3,096

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 12132
0.70ratio
FMR$1,120
Market$1,590
vs market-$470

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
1 BR
1 BR· 12132
0.67ratio
FMR$1,160
Market$1,740
vs market-$580

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
2 BR
2 BR· 12132
0.59ratio
FMR$1,340
Market$2,280
vs market-$940

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.59
3 BR
3 BR· 12132
0.59ratio
FMR$1,610
Market$2,720
vs market-$1,110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.59
4 BR
4 BR· 12132
0.70ratio
FMR$1,770
Market$2,540
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$137,207
Rent
$1,340
Down payment
$27,441
Loan
$109,766
Mortgage
$694
Expenses
$446
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for NORTH CHATHAM, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs