FL/Miami-Dade County/NORTH MIAMI BEACH
NORTH MIAMI BEACH, FL
CitySAFMR
Miami-Dade County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,450$1,840
1 BR$2,670$2,060
2 BR$3,260$2,420
3 BR$4,180$4,470
4 BR$4,830$5,310
5 BR$5,555
6 BR$6,388
7 BR$7,346
8 BR$8,448

Purchase Price Calculator

Maximum purchase price
$297,695

Cost breakdown

+Likely effective rent$2,420
HUD FMR$3,260
Market rentUsed$2,420
Est. payment standard (90%)$2,930
Market rent is below the inferred standard ($2,930, 90% of FMR).
-Principal and interest-$1,505
Loan amount$238,156
Down payment$59,539
Rate6.50%
Term30 years
-Operating costs-$715
Property taxes-$298
Insurance-$175
Utilities$0
HOA$0
Management-$242
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,622(64.9% ROI)
Projected value
$320,584
Current value$297,695
Return breakdown
Property appreciation+$22,890
Loan principal paid down+$8,533
Rental cash flow+$7,200
5-year hold
+$66,335(111.4% ROI)
Projected value
$336,814
Current value$297,695
Return breakdown
Property appreciation+$39,120
Loan principal paid down+$15,216
Rental cash flow+$12,000
10-year hold
+$143,636(241.2% ROI)
Projected value
$381,074
Current value$297,695
Return breakdown
Property appreciation+$83,380
Loan principal paid down+$36,257
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 33160
1.33ratio
FMR$2,450
Market$1,840
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$2,205 / 1.20 ratio110% standard$2,695 / 1.46 ratio
1.33
1 BR
1 BR- 33160
1.30ratio
FMR$2,670
Market$2,060
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$2,403 / 1.17 ratio110% standard$2,937 / 1.43 ratio
1.30
2 BR
2 BR- 33160
1.35ratio
FMR$3,260
Market$2,420
vs market+$840

FMR is above market; underwrite to market rent.

90% standard$2,934 / 1.21 ratio110% standard$3,586 / 1.48 ratio
1.35
3 BR
3 BR- 33160
0.90ratio
FMR$4,180
Market$4,620
vs market-$440

FMR is near market; voucher and private rents are aligned.

90% standard$3,762 / 0.81 ratio110% standard$4,598 / 1.00 ratio
0.90
4 BR
4 BR- 33160
0.46ratio
FMR$4,830
Market$10,430
vs market-$5,600

FMR is below market; voucher rent may lag private rents.

0.46
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for NORTH MIAMI BEACH, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

NORTH MIAMI BEACH, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for NORTH MIAMI BEACH, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,260 and the 4 bedroom fair market rent is $4,830.

Use this page for searches like NORTH MIAMI BEACH, FL FMR, NORTH MIAMI BEACH, FL fair market rent, and NORTH MIAMI BEACH, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for NORTH MIAMI BEACH, FL
Bedroom sizeHUD FMR
Studio$2,450
1 bedroom$2,670
2 bedroom$3,260
3 bedroom$4,180
4 bedroom$4,830