OAKHAM, MA
CityFMR
Worcester County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,206$1,206
1 BR$1,410$1,410
2 BR$1,749$1,749
3 BR$2,247$2,247
4 BR$2,637$2,637
5 BR$3,033
6 BR$3,487
7 BR$4,011
8 BR$4,612

Purchase Price Calculator

Maximum purchase price
$197,984

Cost breakdown

+Likely effective rent$1,749
HUD FMRUsed$1,749
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,001
Loan amount$158,387
Down payment$39,597
Rate6.50%
Term30 years
-Operating costs-$548
Property taxes-$198
Insurance-$175
Utilities$0
HOA$0
Management-$175
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,098(71.0% ROI)
Projected value
$213,207
Current value$197,984
Return breakdown
Property appreciation+$15,223
Loan principal paid down+$5,675
Rental cash flow+$7,200
5-year hold
+$48,136(121.6% ROI)
Projected value
$224,001
Current value$197,984
Return breakdown
Property appreciation+$26,017
Loan principal paid down+$10,119
Rental cash flow+$12,000
10-year hold
+$103,565(261.5% ROI)
Projected value
$253,437
Current value$197,984
Return breakdown
Property appreciation+$55,452
Loan principal paid down+$24,113
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for OAKHAM, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

OAKHAM, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for OAKHAM, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,749 and the 4 bedroom fair market rent is $2,637.

Use this page for searches like OAKHAM, MA FMR, OAKHAM, MA fair market rent, and OAKHAM, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for OAKHAM, MA
Bedroom sizeHUD FMR
Studio$1,206
1 bedroom$1,410
2 bedroom$1,749
3 bedroom$2,247
4 bedroom$2,637