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Oconto, WI

CitySAFMR
Marinette County
Found 1 ZIP

City Median Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$770$850
1 BR$840$890
2 BR$1,010$990
3 BR$1,390$1,050
4 BR$1,390$1,190
5 BR$1,598Not available
6 BR$1,838Not available
7 BR$2,114Not available
8 BR$2,431Not available

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMR$1,010
Market rentUsed$990
Est. payment standard (99%)$1,000
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.91
2 BR
1.02
3 BR
1.32
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Oconto, WI fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Oconto, WI is $1,010 a month. That is up 3.1% from $980 in FY 2026. Oconto is in the Marinette County, WI non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. The median county two-bedroom FMR in Wisconsin is $1,041, so Oconto is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Oconto, WI
BedroomsFY 2027Change90–110% range
Studio$770+5.5%$693–$847
1BR$840+5.0%$756–$924
2BR$1,010+3.1%$909–$1,111
3BR$1,390+8.6%$1,251–$1,529
4BR$1,390+6.9%$1,251–$1,529

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Oconto, WI
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$770$840$1,010$1,390$1,390
FY 2026$730$800$980$1,280$1,300
FY 2025$700$770$950$1,200$1,260
FY 2024$670$750$920$1,160$1,230
FY 2023$620$680$840$1,080$1,130

Questions about Oconto, WI rents

How much will Section 8 pay for a two-bedroom in Oconto, WI?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Oconto, WI in?

Oconto, WI is in the Marinette County, WI non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.

How much did fair market rent change in Oconto, WI for FY 2027?

The two-bedroom FMR rose 3.1%, from $980 in FY 2026 to $1,010 in FY 2027. Since FY 2023 it has risen 20.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set