TX/Polk County/ONALASKA
ONALASKA, TX
CitySAFMR
Polk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$890$980
1 BR$890$980
2 BR$1,170$1,230
3 BR$1,400$1,540
4 BR$1,720$1,890
5 BR$1,978
6 BR$2,275
7 BR$2,616
8 BR$3,008

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,170
Market rent$1,260
Est. payment standard (105%)Used$1,230
Estimated payment standard is $1,230 (105% of FMR).
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Current value$120,861
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Current value$120,861
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Current value$120,861
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 77360
0.84ratio
FMR$890
Market$1,060
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$801 / 0.76 ratio110% standard$979 / 0.92 ratio
0.84
1 BR
1 BR- 77360
0.80ratio
FMR$890
Market$1,110
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$801 / 0.72 ratio110% standard$979 / 0.88 ratio
0.80
2 BR
2 BR- 77360
0.93ratio
FMR$1,170
Market$1,260
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,053 / 0.84 ratio110% standard$1,287 / 1.02 ratio
0.93
3 BR
3 BR- 77360
0.73ratio
FMR$1,400
Market$1,920
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.66 ratio110% standard$1,540 / 0.80 ratio
0.73
4 BR
4 BR- 77360
0.81ratio
FMR$1,720
Market$2,130
vs market-$410

FMR is below market; voucher rent may lag private rents.

90% standard$1,548 / 0.73 ratio110% standard$1,892 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ONALASKA, TX (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ONALASKA, TX fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ONALASKA, TX shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,170 and the 4 bedroom fair market rent is $1,720.

Use this page for searches like ONALASKA, TX FMR, ONALASKA, TX fair market rent, and ONALASKA, TX Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ONALASKA, TX
Bedroom sizeHUD FMR
Studio$890
1 bedroom$890
2 bedroom$1,170
3 bedroom$1,400
4 bedroom$1,720