OZONA, FL
CitySAFMR
Pinellas County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,600$1,570
1 BR$1,710$1,830
2 BR$1,990$2,120
3 BR$2,540$2,680
4 BR$3,100$3,170
5 BR$3,565
6 BR$4,100
7 BR$4,715
8 BR$5,422

Purchase Price Calculator

Maximum purchase price
$253,115

Cost breakdown

+Likely effective rent$2,120
HUD FMR$1,990
Market rent$2,190
Est. payment standard (107%)Used$2,120
Estimated payment standard is $2,120 (107% of FMR).
-Principal and interest-$1,280
Loan amount$202,492
Down payment$50,623
Rate6.50%
Term30 years
-Operating costs-$640
Property taxes-$253
Insurance-$175
Utilities$0
HOA$0
Management-$212
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,917(67.0% ROI)
Projected value
$272,577
Current value$253,115
Return breakdown
Property appreciation+$19,462
Loan principal paid down+$7,255
Rental cash flow+$7,200
5-year hold
+$58,199(115.0% ROI)
Projected value
$286,376
Current value$253,115
Return breakdown
Property appreciation+$33,261
Loan principal paid down+$12,937
Rental cash flow+$12,000
10-year hold
+$125,721(248.3% ROI)
Projected value
$324,008
Current value$253,115
Return breakdown
Property appreciation+$70,893
Loan principal paid down+$30,827
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 34660
1.02ratio
FMR$1,600
Market$1,570
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,440 / 0.92 ratio110% standard$1,760 / 1.12 ratio
1.02
1 BR
1 BR- 34660
0.90ratio
FMR$1,710
Market$1,890
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$1,539 / 0.81 ratio110% standard$1,881 / 1.00 ratio
0.90
2 BR
2 BR- 34660
0.91ratio
FMR$1,990
Market$2,190
vs market-$200

FMR is near market; voucher and private rents are aligned.

90% standard$1,791 / 0.82 ratio110% standard$2,189 / 1.00 ratio
0.91
3 BR
3 BR- 34660
0.92ratio
FMR$2,540
Market$2,760
vs market-$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,286 / 0.83 ratio110% standard$2,794 / 1.01 ratio
0.92
4 BR
4 BR- 34660
0.97ratio
FMR$3,100
Market$3,200
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,790 / 0.87 ratio110% standard$3,410 / 1.07 ratio
0.97
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for OZONA, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

OZONA, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for OZONA, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,990 and the 4 bedroom fair market rent is $3,100.

Use this page for searches like OZONA, FL FMR, OZONA, FL fair market rent, and OZONA, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for OZONA, FL
Bedroom sizeHUD FMR
Studio$1,600
1 bedroom$1,710
2 bedroom$1,990
3 bedroom$2,540
4 bedroom$3,100