City Median Investment Score
74Below average
| BR | FMR | Eff. Rent | 3Y CAGR |
|---|---|---|---|
| 0 BR | $1,610 – $1,970▼ | $1,240 – $1,610 | 2.3% |
| 1 BR | $1,660 – $2,030▼ | $1,450 – $1,850 | 0.9% |
| 2 BR | $1,930 – $2,360▼ | $1,990 – $2,220 | 0.2% |
| 3 BR | $2,470 – $3,010▼ | $2,440 – $2,680 | 0.2% |
| 4 BR | $3,000 – $3,660▼ | $2,950 – $3,260 | 0.1% |
| 5 BR | $3,674▼ | —Not available | 0.1% |
| 6 BR | $4,225▼ | —Not available | 0.0% |
| 7 BR | $4,859▼ | —Not available | 0.0% |
| 8 BR | $5,588▼ | —Not available | 0.1% |
Public Housing Authority
Rolodex
Market Alignment
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is above market; underwrite to market rent.
FMR is above market; underwrite to market rent.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is above market; underwrite to market rent.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
- FMR
- FY2027
- Market rent
- last ~365 days
- Property value
- --
- Tax rate
- --
- Mortgage rate
- --
Palm Harbor, FL fair market rent, FY 2027
For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 4 ZIP codes in Palm Harbor, FL ranges from $1,930 to $2,360 a month, with a median of $2,060. That is down 4.0% from $2,145 in FY 2026. Palm Harbor is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Palm Harbor is 40% above it.
FY 2027 rent by bedroom
| Bedrooms | FY 2026 | FY 2027 | Change | 90–110% range |
|---|---|---|---|---|
| Studio | $1,730 | $1,715 | −0.9% | $1,544–$1,887 |
| 1BR | $1,840 | $1,770 | −3.8% | $1,593–$1,947 |
| 2BR | $2,145 | $2,060 | −4.0% | $1,854–$2,266 |
| 3BR | $2,740 | $2,630 | −4.0% | $2,367–$2,893 |
| 4BR | $3,335 | $3,195 | −4.2% | $2,876–$3,515 |
Fair market rent history, FY 2023–2027
| Fiscal year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY 2027 | $1,715 | $1,770 | $2,060 | $2,630 | $3,195 |
| FY 2026 | $1,730 | $1,840 | $2,145 | $2,740 | $3,335 |
| FY 2025 | $1,710 | $1,845 | $2,160 | $2,765 | $3,365 |
| FY 2024 | $1,600 | $1,725 | $2,045 | $2,615 | $3,190 |
| FY 2023 | $1,435 | $1,540 | $1,845 | $2,360 | $2,895 |
Two-bedroom rent by ZIP code
Questions about Palm Harbor, FL rents
How much will Section 8 pay for a two-bedroom in Palm Harbor, FL?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,060, that basic range is $1,854 to $2,266 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Palm Harbor, FL in?
Palm Harbor, FL is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in Palm Harbor, FL for FY 2027?
The two-bedroom FMR fell 4.0%, from $2,145 in FY 2026 to $2,060 in FY 2027. Since FY 2023 it has risen 11.7%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set