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Park Hills, MO

CitySAFMR
St. Francois County
Found 1 ZIP

City Median Investment Score

99Above average

095130300
BRFMR
Eff. Rent
0 BR$730$800
1 BR$740$790
2 BR$960$800
3 BR$1,160$1,040
4 BR$1,260$1,270
5 BR$1,449Not available
6 BR$1,666Not available
7 BR$1,916Not available
8 BR$2,204Not available

Purchase Price Calculator

Maximum purchase price
$56,963

Cost breakdown

+Likely effective rent$800
HUD FMR$960
Market rentUsed$800
Est. payment standard (90%)$860
-Principal and interest-$288
Loan amount$45,571
Down payment$11,393
Rate6.50%
Term30 years
-Operating costs-$312
Property taxes-$57
Insurance-$175
Utilities$0
HOA$0
Management-$80
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,213(116.0% ROI)
Projected value
$61,343
Return breakdown
Property appreciation+$4,380
Loan principal paid down+$1,633
Rental cash flow+$7,200
5-year hold
+$22,397(196.6% ROI)
Projected value
$64,449
Return breakdown
Property appreciation+$7,485
Loan principal paid down+$2,912
Rental cash flow+$12,000
10-year hold
+$46,892(411.6% ROI)
Projected value
$72,918
Return breakdown
Property appreciation+$15,955
Loan principal paid down+$6,938
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.90
2 BR
1.20
3 BR
1.12
4 BR
0.99
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Park Hills, MO fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Park Hills, MO is $960 a month. That is up 7.9% from $890 in FY 2026. Park Hills is in the St. Francois County, MO non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $988.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Park Hills, MO
BedroomsFY 2027Change90–110% range
Studio$730+9.0%$657–$803
1BR$740+8.8%$666–$814
2BR$960+7.9%$864–$1,056
3BR$1,160+0.9%$1,044–$1,276
4BR$1,260+6.8%$1,134–$1,386

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Park Hills, MO
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$730$740$960$1,160$1,260
FY 2026$670$680$890$1,150$1,180
FY 2025$610$630$820$1,100$1,100
FY 2024area FMR$617$623$819$1,117$1,122
FY 2023area FMR$555$572$753$1,030$1,034

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Park Hills, MO rents

How much will Section 8 pay for a two-bedroom in Park Hills, MO?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $988, which applies unless the housing authority uses Small Area FMRs, that basic range is $889 to $1,087 a month; under the ZIP-level Small Area FMR of $960 it would be $864 to $1,056. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Park Hills, MO in?

Park Hills, MO is in the St. Francois County, MO non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $988.

How much did fair market rent change in Park Hills, MO for FY 2027?

The two-bedroom FMR rose 7.9%, from $890 in FY 2026 to $960 in FY 2027. Since FY 2025 it has risen 17.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set