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Paulsboro, NJ

CitySAFMR
Gloucester County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,200$1,320
1 BR$1,300$1,430
2 BR$1,550$1,710
3 BR$1,850$2,040
4 BR$2,040$2,240
5 BR$2,346Not available
6 BR$2,698Not available
7 BR$3,103Not available
8 BR$3,568Not available

Purchase Price Calculator

Maximum purchase price
$192,189

Cost breakdown

+Likely effective rent$1,710
HUD FMR$1,550
Market rent$1,880
Est. payment standard (110%)Used$1,710
-Principal and interest-$972
Loan amount$153,751
Down payment$38,438
Rate6.50%
Term30 years
-Operating costs-$538
Property taxes-$192
Insurance-$175
Utilities$0
HOA$0
Management-$171
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,486(71.5% ROI)
Projected value
$206,966
Return breakdown
Property appreciation+$14,778
Loan principal paid down+$5,509
Rental cash flow+$7,200
5-year hold
+$47,078(122.5% ROI)
Projected value
$217,444
Return breakdown
Property appreciation+$25,255
Loan principal paid down+$9,823
Rental cash flow+$12,000
10-year hold
+$101,236(263.4% ROI)
Projected value
$246,018
Return breakdown
Property appreciation+$53,829
Loan principal paid down+$23,407
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.78
2 BR
0.82
3 BR
0.82
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Paulsboro, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Paulsboro, NJ is $1,550 a month. That is up 4.7% from $1,480 in FY 2026. Paulsboro is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in New Jersey is $2,233, so Paulsboro is 31% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Paulsboro, NJ
BedroomsFY 2027Change90–110% range
Studio$1,200+5.3%$1,080–$1,320
1BR$1,300+4.8%$1,170–$1,430
2BR$1,550+4.7%$1,395–$1,705
3BR$1,850+4.5%$1,665–$2,035
4BR$2,040+3.0%$1,836–$2,244

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Paulsboro, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,300$1,550$1,850$2,040
FY 2026$1,140$1,240$1,480$1,770$1,980
FY 2025$1,120$1,230$1,470$1,770$2,010
FY 2024$1,070$1,190$1,430$1,730$1,990
FY 2023$930$1,040$1,260$1,530$1,780

Questions about Paulsboro, NJ rents

How much will Section 8 pay for a two-bedroom in Paulsboro, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,550, that basic range is $1,395 to $1,705 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Paulsboro, NJ in?

Paulsboro, NJ is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Paulsboro, NJ for FY 2027?

The two-bedroom FMR rose 4.7%, from $1,480 in FY 2026 to $1,550 in FY 2027. Since FY 2023 it has risen 23.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set