Home/NJ/Gloucester County
Gloucester County, NJ
CountyFMR
Found 32 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,397▲$1,060 – $1,540
1 BR$1,520▲$1,230 – $1,670
2 BR$1,810▲$1,320 – $1,990
3 BR$2,170▼$1,520 – $2,390
4 BR$2,423▼$1,810 – $2,670
5 BR$2,786▼—
6 BR$3,204▼—
7 BR$3,685▼—
8 BR$4,238▼—

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMR$1,810
Market rent$2,025
Est. payment standard (108%)Used$1,950
Estimated payment standard is $1,950 (108% of FMR).
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Current value$227,853
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Current value$227,853
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Current value$227,853
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.59-0.64ratio range
Median FMR$1,397
Median Market$2,270
vs market-$873

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.55 ratio110% standard$1,537 / 0.68 ratio
Studio- 2 ZIPs
0.64-0.66ratio range
Median FMR$1,397
Median Market$2,140
vs market-$743

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.59 ratio110% standard$1,537 / 0.72 ratio
Studio- 1 ZIP
0.72ratio
FMR$1,397
Market$1,950
vs market-$553

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.64 ratio110% standard$1,537 / 0.79 ratio
Studio- 1 ZIP
0.76ratio
FMR$1,397
Market$1,850
vs market-$453

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.68 ratio110% standard$1,537 / 0.83 ratio
Studio- 4 ZIPs
0.79-0.81ratio range
Median FMR$1,397
Median Market$1,745
vs market-$348

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.72 ratio110% standard$1,537 / 0.88 ratio
4
Studio- 7 ZIPs
0.82-0.86ratio range
Median FMR$1,397
Median Market$1,680
vs market-$283

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.75 ratio110% standard$1,537 / 0.91 ratio
7
Studio- 4 ZIPs
0.87ratio range
Median FMR$1,397
Median Market$1,610
vs market-$213

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.78 ratio110% standard$1,537 / 0.95 ratio
4
Studio- 2 ZIPs
0.90-0.91ratio range
Median FMR$1,397
Median Market$1,545
vs market-$148

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.81 ratio110% standard$1,537 / 0.99 ratio
Studio- 1 ZIP
0.95ratio
FMR$1,397
Market$1,470
vs market-$73

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.86 ratio110% standard$1,537 / 1.05 ratio
Studio- 3 ZIPs
1.00-1.01ratio range
Median FMR$1,397
Median Market$1,390
vs market+$7

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.90 ratio110% standard$1,537 / 1.11 ratio
Studio- 1 ZIP
1.03ratio
FMR$1,397
Market$1,350
vs market+$47

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.93 ratio110% standard$1,537 / 1.14 ratio
Studio- 1 ZIP
1.07ratio
FMR$1,397
Market$1,310
vs market+$87

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.96 ratio110% standard$1,537 / 1.17 ratio
Studio- 1 ZIP
1.15ratio
FMR$1,397
Market$1,210
vs market+$187

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.04 ratio110% standard$1,537 / 1.27 ratio
Studio- 1 ZIP
1.24ratio
FMR$1,397
Market$1,130
vs market+$267

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.11 ratio110% standard$1,537 / 1.36 ratio
Studio- 1 ZIP
1.32ratio
FMR$1,397
Market$1,060
vs market+$337

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.19 ratio110% standard$1,537 / 1.45 ratio
0.59-1.32
1 BR
1 BR- 1 ZIP
0.66ratio
FMR$1,520
Market$2,290
vs market-$770

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.60 ratio110% standard$1,672 / 0.73 ratio
1 BR- 1 ZIP
0.76ratio
FMR$1,520
Market$1,990
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.69 ratio110% standard$1,672 / 0.84 ratio
1 BR- 3 ZIPs
0.78-0.81ratio range
Median FMR$1,520
Median Market$1,920
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.71 ratio110% standard$1,672 / 0.87 ratio
1 BR- 3 ZIPs
0.82-0.84ratio range
Median FMR$1,520
Median Market$1,830
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.75 ratio110% standard$1,672 / 0.91 ratio
1 BR- 5 ZIPs
0.86-0.89ratio range
Median FMR$1,520
Median Market$1,730
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.79 ratio110% standard$1,672 / 0.97 ratio
5
1 BR- 9 ZIPs
0.91-0.93ratio range
Median FMR$1,520
Median Market$1,650
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.83 ratio110% standard$1,672 / 1.01 ratio
9
1 BR- 3 ZIPs
0.95-0.96ratio range
Median FMR$1,520
Median Market$1,590
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.86 ratio110% standard$1,672 / 1.05 ratio
1 BR- 3 ZIPs
0.99ratio range
Median FMR$1,520
Median Market$1,530
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.89 ratio110% standard$1,672 / 1.09 ratio
1 BR- 2 ZIPs
1.02-1.04ratio range
Median FMR$1,520
Median Market$1,475
vs market+$45

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.93 ratio110% standard$1,672 / 1.13 ratio
1 BR- 1 ZIP
1.13ratio
FMR$1,520
Market$1,340
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.02 ratio110% standard$1,672 / 1.25 ratio
1 BR- 1 ZIP
1.24ratio
FMR$1,520
Market$1,230
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.11 ratio110% standard$1,672 / 1.36 ratio
0.66-1.24
2 BR
2 BR- 1 ZIP
0.75ratio
FMR$1,810
Market$2,420
vs market-$610

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.67 ratio110% standard$1,991 / 0.82 ratio
2 BR- 2 ZIPs
0.81ratio range
Median FMR$1,810
Median Market$2,235
vs market-$425

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.73 ratio110% standard$1,991 / 0.89 ratio
2 BR- 6 ZIPs
0.83-0.85ratio range
Median FMR$1,810
Median Market$2,180
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.75 ratio110% standard$1,991 / 0.91 ratio
6
2 BR- 8 ZIPs
0.86-0.90ratio range
Median FMR$1,810
Median Market$2,045
vs market-$235

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.80 ratio110% standard$1,991 / 0.97 ratio
8
2 BR- 8 ZIPs
0.90-0.93ratio range
Median FMR$1,810
Median Market$1,970
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.83 ratio110% standard$1,991 / 1.01 ratio
8
2 BR- 4 ZIPs
0.94-0.98ratio range
Median FMR$1,810
Median Market$1,875
vs market-$65

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.87 ratio110% standard$1,991 / 1.06 ratio
4
2 BR- 1 ZIP
1.00ratio
FMR$1,810
Market$1,810
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.90 ratio110% standard$1,991 / 1.10 ratio
2 BR- 1 ZIP
1.18ratio
FMR$1,810
Market$1,540
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$1,629 / 1.06 ratio110% standard$1,991 / 1.29 ratio
2 BR- 1 ZIP
1.37ratio
FMR$1,810
Market$1,320
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$1,629 / 1.23 ratio110% standard$1,991 / 1.51 ratio
0.75-1.37
3 BR
3 BR- 2 ZIPs
0.79-0.81ratio range
Median FMR$2,170
Median Market$2,705
vs market-$535

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.72 ratio110% standard$2,387 / 0.88 ratio
3 BR- 8 ZIPs
0.83-0.85ratio range
Median FMR$2,170
Median Market$2,560
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.76 ratio110% standard$2,387 / 0.93 ratio
8
3 BR- 11 ZIPs
0.86-0.90ratio range
Median FMR$2,170
Median Market$2,450
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.80 ratio110% standard$2,387 / 0.97 ratio
11
3 BR- 6 ZIPs
0.91-0.94ratio range
Median FMR$2,170
Median Market$2,350
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.83 ratio110% standard$2,387 / 1.02 ratio
6
3 BR- 2 ZIPs
0.96-0.97ratio range
Median FMR$2,170
Median Market$2,245
vs market-$75

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.87 ratio110% standard$2,387 / 1.06 ratio
3 BR- 1 ZIP
0.99ratio
FMR$2,170
Market$2,190
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.89 ratio110% standard$2,387 / 1.09 ratio
3 BR- 1 ZIP
1.27ratio
FMR$2,170
Market$1,710
vs market+$460

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.14 ratio110% standard$2,387 / 1.40 ratio
3 BR- 1 ZIP
1.43ratio
FMR$2,170
Market$1,520
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.28 ratio110% standard$2,387 / 1.57 ratio
0.79-1.43
4 BR
4 BR- 1 ZIP
0.70ratio
FMR$2,423
Market$3,460
vs market-$1,037

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.63 ratio110% standard$2,665 / 0.77 ratio
4 BR- 5 ZIPs
0.75ratio range
Median FMR$2,423
Median Market$3,240
vs market-$817

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.67 ratio110% standard$2,665 / 0.82 ratio
5
4 BR- 10 ZIPs
0.77-0.81ratio range
Median FMR$2,423
Median Market$3,090
vs market-$667

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.71 ratio110% standard$2,665 / 0.86 ratio
10
4 BR- 5 ZIPs
0.82-0.85ratio range
Median FMR$2,423
Median Market$2,890
vs market-$467

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.75 ratio110% standard$2,665 / 0.92 ratio
5
4 BR- 2 ZIPs
0.88-0.90ratio range
Median FMR$2,423
Median Market$2,720
vs market-$297

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.80 ratio110% standard$2,665 / 0.98 ratio
4 BR- 2 ZIPs
0.91-0.93ratio range
Median FMR$2,423
Median Market$2,625
vs market-$202

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.83 ratio110% standard$2,665 / 1.02 ratio
4 BR- 1 ZIP
0.96ratio
FMR$2,423
Market$2,530
vs market-$107

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.86 ratio110% standard$2,665 / 1.05 ratio
4 BR- 3 ZIPs
0.98-1.02ratio range
Median FMR$2,423
Median Market$2,420
vs market+$3

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.90 ratio110% standard$2,665 / 1.10 ratio
4 BR- 1 ZIP
1.03ratio
FMR$2,423
Market$2,350
vs market+$73

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.93 ratio110% standard$2,665 / 1.13 ratio
4 BR- 1 ZIP
1.27ratio
FMR$2,423
Market$1,910
vs market+$513

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.14 ratio110% standard$2,665 / 1.40 ratio
4 BR- 1 ZIP
1.34ratio
FMR$2,423
Market$1,810
vs market+$613

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.20 ratio110% standard$2,665 / 1.47 ratio
0.70-1.34
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Gloucester County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
08012080140802008025080270802808032080390805108056

Gloucester County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Gloucester County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like Gloucester County, NJ FMR, Gloucester County, NJ fair market rent, and Gloucester County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Gloucester County, NJ
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423
08012 FMR08014 FMR08020 FMR08025 FMR08027 FMR08028 FMR08032 FMR08039 FMR