08025
ZIPFMR
Gloucester County, NJ
BRFMR
Eff. Rent
0 BR$1,397$1,540
1 BR$1,520$1,670
2 BR$1,810$1,980
3 BR$2,170$2,330
4 BR$2,423$2,670
5 BR$2,786
6 BR$3,204
7 BR$3,685
8 BR$4,238

Purchase Price Calculator

Maximum purchase price
$232,311

Cost breakdown

+Likely effective rent$1,980
HUD FMR$1,810
Market rent$2,070
Est. payment standard (109%)Used$1,980
Estimated payment standard is $1,980 (109% of FMR).
-Principal and interest-$1,175
Loan amount$185,849
Down payment$46,462
Rate6.50%
Term30 years
-Operating costs-$605
Property taxes-$232
Insurance-$175
Utilities$0
HOA$0
Management-$198
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,721(68.3% ROI)
Projected value
$250,173
Current value$232,311
Return breakdown
Property appreciation+$17,863
Loan principal paid down+$6,659
Rental cash flow+$7,200
5-year hold
+$54,401(117.1% ROI)
Projected value
$262,838
Current value$232,311
Return breakdown
Property appreciation+$30,528
Loan principal paid down+$11,874
Rental cash flow+$12,000
10-year hold
+$117,360(252.6% ROI)
Projected value
$297,377
Current value$232,311
Return breakdown
Property appreciation+$65,067
Loan principal paid down+$28,293
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.66ratio
FMR$1,397
Market$2,110
vs market-$713

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.60 ratio110% standard$1,537 / 0.73 ratio
0.66
1 BR
1 BR
0.82ratio
FMR$1,520
Market$1,850
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.74 ratio110% standard$1,672 / 0.90 ratio
0.82
2 BR
2 BR
0.87ratio
FMR$1,810
Market$2,070
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.79 ratio110% standard$1,991 / 0.96 ratio
0.87
3 BR
3 BR
0.90ratio
FMR$2,170
Market$2,420
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.81 ratio110% standard$2,387 / 0.99 ratio
0.90
4 BR
4 BR
0.84ratio
FMR$2,423
Market$2,890
vs market-$467

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.75 ratio110% standard$2,665 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08025 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

08025 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 08025 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like 08025 FMR, 08025 fair market rent, and 08025 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 08025
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423