AR/Benton County/PEA RIDGE
PEA RIDGE, AR
CitySAFMR
Benton County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,390$1,450
1 BR$1,540$1,570
2 BR$1,860$1,630
3 BR$2,590$1,660
4 BR$3,060$2,180
5 BR$3,519
6 BR$4,047
7 BR$4,654
8 BR$5,352

Purchase Price Calculator

Maximum purchase price
$180,301

Cost breakdown

+Likely effective rent$1,630
HUD FMR$1,860
Market rentUsed$1,630
Est. payment standard (92%)$1,710
Market rent is below the inferred standard ($1,710, 92% of FMR).
-Principal and interest-$912
Loan amount$144,241
Down payment$36,060
Rate6.50%
Term30 years
-Operating costs-$518
Property taxes-$180
Insurance-$175
Utilities$0
HOA$0
Management-$163
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,231(72.7% ROI)
Projected value
$194,164
Current value$180,301
Return breakdown
Property appreciation+$13,863
Loan principal paid down+$5,168
Rental cash flow+$7,200
5-year hold
+$44,909(124.5% ROI)
Projected value
$203,994
Current value$180,301
Return breakdown
Property appreciation+$23,693
Loan principal paid down+$9,216
Rental cash flow+$12,000
10-year hold
+$96,458(267.5% ROI)
Projected value
$230,800
Current value$180,301
Return breakdown
Property appreciation+$50,499
Loan principal paid down+$21,959
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 72751
0.94ratio
FMR$1,390
Market$1,480
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,251 / 0.85 ratio110% standard$1,529 / 1.03 ratio
0.94
1 BR
1 BR- 72751
0.97ratio
FMR$1,540
Market$1,580
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,386 / 0.88 ratio110% standard$1,694 / 1.07 ratio
0.97
2 BR
2 BR- 72751
1.14ratio
FMR$1,860
Market$1,630
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,674 / 1.03 ratio110% standard$2,046 / 1.26 ratio
1.14
3 BR
3 BR- 72751
1.56ratio
FMR$2,590
Market$1,660
vs market+$930

FMR is above market; underwrite to market rent.

1.56
4 BR
4 BR- 72751
1.40ratio
FMR$3,060
Market$2,180
vs market+$880

FMR is above market; underwrite to market rent.

90% standard$2,754 / 1.26 ratio110% standard$3,366 / 1.54 ratio
1.40
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PEA RIDGE, AR (AR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PEA RIDGE, AR fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PEA RIDGE, AR shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,860 and the 4 bedroom fair market rent is $3,060.

Use this page for searches like PEA RIDGE, AR FMR, PEA RIDGE, AR fair market rent, and PEA RIDGE, AR Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PEA RIDGE, AR
Bedroom sizeHUD FMR
Studio$1,390
1 bedroom$1,540
2 bedroom$1,860
3 bedroom$2,590
4 bedroom$3,060