NJ/Middlesex County/PERTH AMBOY
PERTH AMBOY, NJ
CityFMR
Middlesex County
Found 2 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,804▲$1,950 – $1,980
1 BR$1,978▲$2,080 – $2,100
2 BR$2,486▲$2,540 – $2,570
3 BR$2,981▲$2,890 – $3,190
4 BR$3,296▲$3,000 – $3,630
5 BR$3,790▲—
6 BR$4,359▲—
7 BR$5,013▲—
8 BR$5,765▲—

Purchase Price Calculator

Maximum purchase price
$317,012

Cost breakdown

+Likely effective rent$2,550
HUD FMR$2,486
Market rent$2,590
Est. payment standard (103%)Used$2,550
Estimated payment standard is $2,550 (103% of FMR).
-Principal and interest-$1,603
Loan amount$253,610
Down payment$63,402
Rate6.50%
Term30 years
-Operating costs-$747
Property taxes-$317
Insurance-$175
Utilities$0
HOA$0
Management-$255
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,662(64.1% ROI)
Projected value
$341,388
Current value$317,012
Return breakdown
Property appreciation+$24,375
Loan principal paid down+$9,086
Rental cash flow+$7,200
5-year hold
+$69,861(110.2% ROI)
Projected value
$358,671
Current value$317,012
Return breakdown
Property appreciation+$41,658
Loan principal paid down+$16,203
Rental cash flow+$12,000
10-year hold
+$151,400(238.8% ROI)
Projected value
$405,803
Current value$317,012
Return breakdown
Property appreciation+$88,790
Loan principal paid down+$38,609
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.77ratio
FMR$1,804
Market$2,330
vs market-$526

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.70 ratio110% standard$1,984 / 0.85 ratio
1
Studio- 1 ZIP
0.89ratio
FMR$1,804
Market$2,030
vs market-$226

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.80 ratio110% standard$1,984 / 0.98 ratio
1
0.77-0.89
1 BR
1 BR- 2 ZIPs
0.91-0.93ratio range
Median FMR$1,978
Median Market$2,150
vs market-$172

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.83 ratio110% standard$2,176 / 1.01 ratio
2
0.91-0.93
2 BR
2 BR- 2 ZIPs
0.95-0.97ratio range
Median FMR$2,486
Median Market$2,590
vs market-$104

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.86 ratio110% standard$2,735 / 1.06 ratio
2
0.95-0.97
3 BR
3 BR- 1 ZIP
0.90ratio
FMR$2,981
Market$3,300
vs market-$319

FMR is near market; voucher and private rents are aligned.

90% standard$2,683 / 0.81 ratio110% standard$3,279 / 0.99 ratio
1
3 BR- 1 ZIP
1.03ratio
FMR$2,981
Market$2,890
vs market+$91

FMR is near market; voucher and private rents are aligned.

90% standard$2,683 / 0.93 ratio110% standard$3,279 / 1.13 ratio
1
0.90-1.03
4 BR
4 BR- 1 ZIP
0.84ratio
FMR$3,296
Market$3,930
vs market-$634

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.75 ratio110% standard$3,626 / 0.92 ratio
1
4 BR- 1 ZIP
1.10ratio
FMR$3,296
Market$3,000
vs market+$296

FMR is near market; voucher and private rents are aligned.

90% standard$2,966 / 0.99 ratio110% standard$3,626 / 1.21 ratio
1
0.84-1.10
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PERTH AMBOY, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
0886108862

PERTH AMBOY, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for PERTH AMBOY, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like PERTH AMBOY, NJ FMR, PERTH AMBOY, NJ fair market rent, and PERTH AMBOY, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PERTH AMBOY, NJ
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296
Middlesex County fair market rent08861 FMR08862 FMR