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SC/Beaufort County/Port Royal

Port Royal, SC

CitySAFMR
Beaufort County
Found 1 ZIP

City Median Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$1,570$1,480
1 BR$1,630$1,630
2 BR$1,780$1,830
3 BR$2,120$2,130
4 BR$2,550$2,710
5 BR$2,933Not available
6 BR$3,372Not available
7 BR$3,878Not available
8 BR$4,460Not available

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$1,780
Market rent$1,860
Est. payment standard (103%)Used$1,830
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
1.00
2 BR
0.96
3 BR
1.00
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Port Royal, SC fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Port Royal, SC is $1,780 a month. That is up 6.6% from $1,670 in FY 2026. Port Royal is in the Beaufort County, SC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,010. The median county two-bedroom FMR in South Carolina is $1,098, so Port Royal is 62% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Port Royal, SC
BedroomsFY 2027Change90–110% range
Studio$1,570+8.3%$1,413–$1,727
1BR$1,630+7.2%$1,467–$1,793
2BR$1,780+6.6%$1,602–$1,958
3BR$2,120+6.0%$1,908–$2,332
4BR$2,550+0.8%$2,295–$2,805

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Port Royal, SC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,570$1,630$1,780$2,120$2,550
FY 2026$1,450$1,520$1,670$2,000$2,530
FY 2025$1,480$1,540$1,700$2,050$2,620
FY 2024$1,360$1,400$1,570$1,950$2,500
FY 2023$1,210$1,240$1,400$1,760$2,300

Questions about Port Royal, SC rents

How much will Section 8 pay for a two-bedroom in Port Royal, SC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,809 to $2,211 a month; under the ZIP-level Small Area FMR of $1,780 it would be $1,602 to $1,958. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Port Royal, SC in?

Port Royal, SC is in the Beaufort County, SC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,010.

How much did fair market rent change in Port Royal, SC for FY 2027?

The two-bedroom FMR rose 6.6%, from $1,670 in FY 2026 to $1,780 in FY 2027. Since FY 2023 it has risen 27.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set