WV/Raleigh County/PROSPERITY
PROSPERITY, WV
CitySAFMR
Raleigh County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$790$870
1 BR$810$890
2 BR$1,080$1,090
3 BR$1,470$1,280
4 BR$1,630$1,790
5 BR$1,874
6 BR$2,156
7 BR$2,479
8 BR$2,851

Purchase Price Calculator

Maximum purchase price
$100,057

Cost breakdown

+Likely effective rent$1,090
HUD FMR$1,080
Market rent$1,100
Est. payment standard (101%)Used$1,090
Estimated payment standard is $1,090 (101% of FMR).
-Principal and interest-$506
Loan amount$80,046
Down payment$20,011
Rate6.50%
Term30 years
-Operating costs-$384
Property taxes-$100
Insurance-$175
Utilities$0
HOA$0
Management-$109
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,761(88.8% ROI)
Projected value
$107,751
Current value$100,057
Return breakdown
Property appreciation+$7,693
Loan principal paid down+$2,868
Rental cash flow+$7,200
5-year hold
+$30,262(151.2% ROI)
Projected value
$113,205
Current value$100,057
Return breakdown
Property appreciation+$13,148
Loan principal paid down+$5,114
Rental cash flow+$12,000
10-year hold
+$64,210(320.9% ROI)
Projected value
$128,081
Current value$100,057
Return breakdown
Property appreciation+$28,024
Loan principal paid down+$12,186
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 25909
0.86ratio
FMR$790
Market$920
vs market-$130

FMR is below market; voucher rent may lag private rents.

90% standard$711 / 0.77 ratio110% standard$869 / 0.94 ratio
0.86
1 BR
1 BR- 25909
0.84ratio
FMR$810
Market$960
vs market-$150

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.76 ratio110% standard$891 / 0.93 ratio
0.84
2 BR
2 BR- 25909
0.98ratio
FMR$1,080
Market$1,100
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$972 / 0.88 ratio110% standard$1,188 / 1.08 ratio
0.98
3 BR
3 BR- 25909
1.15ratio
FMR$1,470
Market$1,280
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,323 / 1.03 ratio110% standard$1,617 / 1.26 ratio
1.15
4 BR
4 BR- 25909
0.68ratio
FMR$1,630
Market$2,410
vs market-$780

FMR is below market; voucher rent may lag private rents.

90% standard$1,467 / 0.61 ratio110% standard$1,793 / 0.74 ratio
0.68
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PROSPERITY, WV (WV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PROSPERITY, WV fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PROSPERITY, WV shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,080 and the 4 bedroom fair market rent is $1,630.

Use this page for searches like PROSPERITY, WV FMR, PROSPERITY, WV fair market rent, and PROSPERITY, WV Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PROSPERITY, WV
Bedroom sizeHUD FMR
Studio$790
1 bedroom$810
2 bedroom$1,080
3 bedroom$1,470
4 bedroom$1,630