MA/Essex County/ROCKPORT
ROCKPORT, MA
CityFMR
Essex County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,359$2,010
1 BR$2,476$2,590
2 BR$2,941$2,880
3 BR$3,526$3,260
4 BR$3,894$4,280
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$366,050

Cost breakdown

+Likely effective rent$2,880
HUD FMR$2,941
Market rentUsed$2,880
Est. payment standard (99%)$2,900
Market rent is below the inferred standard ($2,900, 99% of FMR).
-Principal and interest-$1,851
Loan amount$292,840
Down payment$73,210
Rate6.50%
Term30 years
-Operating costs-$829
Property taxes-$366
Insurance-$175
Utilities$0
HOA$0
Management-$288
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,838(62.6% ROI)
Projected value
$394,196
Current value$366,050
Return breakdown
Property appreciation+$28,146
Loan principal paid down+$10,492
Rental cash flow+$7,200
5-year hold
+$78,812(107.7% ROI)
Projected value
$414,152
Current value$366,050
Return breakdown
Property appreciation+$48,102
Loan principal paid down+$18,710
Rental cash flow+$12,000
10-year hold
+$171,107(233.7% ROI)
Projected value
$468,575
Current value$366,050
Return breakdown
Property appreciation+$102,525
Loan principal paid down+$44,582
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 01966
1.17ratio
FMR$2,359
Market$2,010
vs market+$349

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.06 ratio110% standard$2,595 / 1.29 ratio
1.17
1 BR
1 BR- 01966
0.93ratio
FMR$2,476
Market$2,650
vs market-$174

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.84 ratio110% standard$2,724 / 1.03 ratio
0.93
2 BR
2 BR- 01966
1.02ratio
FMR$2,941
Market$2,880
vs market+$61

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.92 ratio110% standard$3,235 / 1.12 ratio
1.02
3 BR
3 BR- 01966
1.08ratio
FMR$3,526
Market$3,260
vs market+$266

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.97 ratio110% standard$3,879 / 1.19 ratio
1.08
4 BR
4 BR- 01966
0.83ratio
FMR$3,894
Market$4,700
vs market-$806

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.75 ratio110% standard$4,283 / 0.91 ratio
0.83
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ROCKPORT, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ROCKPORT, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for ROCKPORT, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like ROCKPORT, MA FMR, ROCKPORT, MA fair market rent, and ROCKPORT, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ROCKPORT, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894