MN/Stearns County/SAINT CLOUD
SAINT CLOUD, MN
CitySAFMR
Stearns County
Found 8 ZIPs
BRFMR
Eff. Rent
0 BR$850 – $1,100$840 – $1,020
1 BR$890 – $1,250$840 – $1,140
2 BR$1,170 – $1,520$950 – $1,510
3 BR$1,560 – $2,020$1,560 – $1,650
4 BR$1,820 – $2,270$1,520 – $1,840
5 BR$2,220
6 BR$2,552
7 BR$2,935
8 BR$3,376

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.67ratio
FMR$950
Market$1,410
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.81ratio
FMR$850
Market$1,050
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.88ratio
FMR$900
Market$1,020
vs market-$120

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
1.31ratio
FMR$1,100
Market$840
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.67–1.31
1 BR
1 BR· 1 ZIP
0.75ratio
FMR$1,000
Market$1,340
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 2 ZIPs
0.83–0.85ratio range
Median FMR$920
Median Market$1,095
vs market-$175

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 1 ZIP
1.49ratio
FMR$1,250
Market$840
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.75–1.49
2 BR
2 BR· 3 ZIPs
0.82–0.86ratio range
Median FMR$1,240
Median Market$1,510
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 1 ZIP
1.60ratio
FMR$1,520
Market$950
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.82–1.60
3 BR
3 BR· 1 ZIP
0.90ratio
FMR$1,560
Market$1,730
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.05ratio
FMR$1,650
Market$1,570
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.11ratio
FMR$1,740
Market$1,570
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.29ratio
FMR$2,020
Market$1,560
vs market+$460

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.90–1.29
4 BR
4 BR· 1 ZIP
0.99ratio
FMR$1,820
Market$1,840
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.07ratio
FMR$1,930
Market$1,810
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.28ratio
FMR$2,030
Market$1,580
vs market+$450

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.49ratio
FMR$2,270
Market$1,520
vs market+$750

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.99–1.49
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAINT CLOUD, MN (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.