56388
ZIPSAFMR
Stearns County, MN
BRFMR
Eff. Rent
0 BR$900$900
1 BR$950$950
2 BR$1,240$1,240
3 BR$1,650$1,570
4 BR$1,930$1,810
5 BR$2,220
6 BR$2,552
7 BR$2,935
8 BR$3,376

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.88ratio
FMR$900
Market$1,020
vs market-$120

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
1 BR
1 BR
0.83ratio
FMR$950
Market$1,140
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.83
2 BR
2 BR
0.82ratio
FMR$1,240
Market$1,510
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
3 BR
3 BR
1.05ratio
FMR$1,650
Market$1,570
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
4 BR
4 BR
1.07ratio
FMR$1,930
Market$1,810
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$122,347
Rent
$1,240
Down payment
$24,469
Loan
$97,878
Mortgage
$619
Expenses
$421
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 56388 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.