MI/Berrien County/SAINT JOSEPH
SAINT JOSEPH, MI
CitySAFMR
Berrien County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$940$940
1 BR$1,040$1,040
2 BR$1,370$1,370
3 BR$1,800$1,800
4 BR$1,810$1,810
5 BR$2,082
6 BR$2,394
7 BR$2,753
8 BR$3,166

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 49085
0.82ratio
FMR$940
Market$1,140
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
1 BR
1 BR· 49085
0.81ratio
FMR$1,040
Market$1,290
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
2 BR
2 BR· 49085
0.85ratio
FMR$1,370
Market$1,610
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
3 BR
3 BR· 49085
0.86ratio
FMR$1,800
Market$2,100
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
4 BR
4 BR· 49085
0.70ratio
FMR$1,810
Market$2,590
vs market-$780

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$141,665
Rent
$1,370
Down payment
$28,333
Loan
$113,332
Mortgage
$716
Expenses
$454
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAINT JOSEPH, MI (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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