MO/Buchanan County/SAINT JOSEPH
SAINT JOSEPH, MO
CitySAFMR
Buchanan County
Found 8 ZIPs
BRFMR
Eff. Rent
0 BR$740 – $840$710 – $820
1 BR$800 – $900$730 – $860
2 BR$1,030 – $1,170$870 – $1,160
3 BR$1,300 – $1,480$1,120 – $1,330
4 BR$1,500 – $1,700$1,120 – $1,570
5 BR$1,811
6 BR$2,083
7 BR$2,395
8 BR$2,755

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 3 ZIPs
0.84–0.85ratio range
Median FMR$780
Median Market$930
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
1.01ratio
FMR$830
Market$820
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.04–1.05ratio range
Median FMR$760
Median Market$725
vs market+$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.18ratio
FMR$840
Market$710
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.84–1.18
1 BR
1 BR· 3 ZIPs
0.88–0.89ratio range
Median FMR$830
Median Market$940
vs market-$110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 1 ZIP
1.06ratio
FMR$900
Market$850
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.10ratio
FMR$800
Market$730
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.11ratio
FMR$830
Market$750
vs market+$80

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.23ratio
FMR$900
Market$730
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.88–1.23
2 BR
2 BR· 3 ZIPs
1.00–1.01ratio range
Median FMR$1,080
Median Market$1,070
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 1 ZIP
1.07ratio
FMR$1,090
Market$1,020
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.18ratio
FMR$1,030
Market$870
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.23ratio
FMR$1,080
Market$880
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.33ratio
FMR$1,170
Market$880
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.00–1.33
3 BR
3 BR· 3 ZIPs
1.11–1.13ratio range
Median FMR$1,370
Median Market$1,220
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 3 ZIPs
1.20–1.23ratio range
Median FMR$1,370
Median Market$1,140
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 1 ZIP
1.29ratio
FMR$1,480
Market$1,150
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11–1.29
4 BR
4 BR· 2 ZIPs
1.07–1.08ratio range
Median FMR$1,630
Median Market$1,520
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.19ratio
FMR$1,500
Market$1,260
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 2 ZIPs
1.29ratio range
Median FMR$1,570
Median Market$1,220
vs market+$350

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 2 ZIPs
1.37–1.41ratio range
Median FMR$1,640
Median Market$1,180
vs market+$460

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1.07–1.41
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAINT JOSEPH, MO (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.