Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Saint Thomas, PA fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Saint Thomas, PA is $1,350 a month. That is down 4.3% from $1,410 in FY 2026. Saint Thomas is in the Chambersburg, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,325. The median county two-bedroom FMR in Pennsylvania is $1,136, so Saint Thomas is 19% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Saint Thomas, PA
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,040
$940
−9.6%
$846–$1,034
1BR
$1,140
$1,090
−4.4%
$981–$1,199
2BR
$1,410
$1,350
−4.3%
$1,215–$1,485
3BR
$1,870
$1,800
−3.7%
$1,620–$1,980
4BR
$2,040
$1,940
−4.9%
$1,746–$2,134
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Saint Thomas, PA
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$940
$1,090
$1,350
$1,800
$1,940
FY 2026
$1,040
$1,140
$1,410
$1,870
$2,040
FY 2025
$890
$920
$1,120
$1,490
$1,690
FY 2024
$760
$770
$960
$1,280
$1,430
FY 2023
$640
$650
$850
$1,150
$1,210
Questions about Saint Thomas, PA rents
How much will Section 8 pay for a two-bedroom in Saint Thomas, PA?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,325, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,193 to $1,458 a month; under the ZIP-level Small Area FMR of $1,350 it would be $1,215 to $1,485. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Saint Thomas, PA in?
Saint Thomas, PA is in the Chambersburg, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,325.
How much did fair market rent change in Saint Thomas, PA for FY 2027?
The two-bedroom FMR fell 4.3%, from $1,410 in FY 2026 to $1,350 in FY 2027. Since FY 2023 it has risen 58.8%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set