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Samoa, CA

CitySAFMR
Humboldt County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,280$1,230
1 BR$1,350$1,400
2 BR$1,770$1,670
3 BR$2,450$2,050
4 BR$2,960$2,050
5 BR$3,404Not available
6 BR$3,915Not available
7 BR$4,502Not available
8 BR$5,177Not available

Purchase Price Calculator

Maximum purchase price
$186,245

Cost breakdown

+Likely effective rent$1,670
HUD FMR$1,770
Market rentUsed$1,670
Est. payment standard (96%)$1,710
-Principal and interest-$942
Loan amount$148,996
Down payment$37,249
Rate6.50%
Term30 years
-Operating costs-$528
Property taxes-$186
Insurance-$175
Utilities$0
HOA$0
Management-$167
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,859(72.1% ROI)
Projected value
$200,565
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,338
Rental cash flow+$7,200
5-year hold
+$45,993(123.5% ROI)
Projected value
$210,719
Return breakdown
Property appreciation+$24,474
Loan principal paid down+$9,519
Rental cash flow+$12,000
10-year hold
+$98,847(265.4% ROI)
Projected value
$238,409
Return breakdown
Property appreciation+$52,164
Loan principal paid down+$22,683
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
0.95
2 BR
1.06
3 BR
1.20
4 BR
1.44
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Samoa, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Samoa, CA is $1,770 a month. That is up 8.6% from $1,630 in FY 2026. Samoa is in the Humboldt County, CA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,554. The median county two-bedroom FMR in California is $1,725, so Samoa is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Samoa, CA
BedroomsFY 2027Change90–110% range
Studio$1,280+9.4%$1,152–$1,408
1BR$1,350+8.0%$1,215–$1,485
2BR$1,770+8.6%$1,593–$1,947
3BR$2,450+7.9%$2,205–$2,695
4BR$2,960+8.4%$2,664–$3,256

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Samoa, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,350$1,770$2,450$2,960
FY 2026$1,170$1,250$1,630$2,270$2,730
FY 2025$1,070$1,140$1,490$2,090$2,500
FY 2024area FMR$950$1,032$1,352$1,905$2,294
FY 2023area FMR$812$907$1,183$1,681$2,015

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Samoa, CA rents

How much will Section 8 pay for a two-bedroom in Samoa, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,554, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,399 to $1,709 a month; under the ZIP-level Small Area FMR of $1,770 it would be $1,593 to $1,947. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Samoa, CA in?

Samoa, CA is in the Humboldt County, CA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,554.

How much did fair market rent change in Samoa, CA for FY 2027?

The two-bedroom FMR rose 8.6%, from $1,630 in FY 2026 to $1,770 in FY 2027. Since FY 2025 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set