FMR is near market; voucher and private rents are aligned.
1.04
1 BR
1 BR
0.95ratio
FMR$1,350
Market$1,420
vs market-$70
FMR is near market; voucher and private rents are aligned.
0.95
2 BR
2 BR
1.06ratio
FMR$1,770
Market$1,670
vs market+$100
FMR is near market; voucher and private rents are aligned.
1.06
3 BR
3 BR
1.20ratio
FMR$2,450
Market$2,050
vs market+$400
FMR is above market; underwrite to market rent.
1.20
4 BR
4 BR
1.44ratio
FMR$2,960
Market$2,050
vs market+$910
FMR is above market; underwrite to market rent.
1.44
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 95564 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95564 (Samoa, CA) is $1,770 a month. That is up 8.6% from $1,630 in FY 2026. Samoa is in the Humboldt County, CA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,554. Among 38 ZIP codes in Humboldt County, 95564 is tied for the 4th-highest two-bedroom rent (county range $1,400–$2,270). The median county two-bedroom FMR in California is $1,725, so ZIP 95564 is 3% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 95564
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,170
$1,280
+9.4%
$1,152–$1,408
1BR
$1,250
$1,350
+8.0%
$1,215–$1,485
2BR
$1,630
$1,770
+8.6%
$1,593–$1,947
3BR
$2,270
$2,450
+7.9%
$2,205–$2,695
4BR
$2,730
$2,960
+8.4%
$2,664–$3,256
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 95564
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,280
$1,350
$1,770
$2,450
$2,960
FY 2026
$1,170
$1,250
$1,630
$2,270
$2,730
FY 2025
$1,070
$1,140
$1,490
$2,090
$2,500
FY 2024area FMR
$950
$1,032
$1,352
$1,905
$2,294
FY 2023area FMR
$812
$907
$1,183
$1,681
$2,015
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Humboldt County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 95564?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,554, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,399 to $1,709 a month; under the ZIP-level Small Area FMR of $1,770 it would be $1,593 to $1,947. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 95564 in?
ZIP 95564 is in the Humboldt County, CA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,554.
How much did fair market rent change in ZIP 95564 for FY 2027?
The two-bedroom FMR rose 8.6%, from $1,630 in FY 2026 to $1,770 in FY 2027. Since FY 2025 it has risen 18.8%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set