SAN PABLO, CA
CitySAFMR
Contra Costa County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,850$1,850
1 BR$2,060$2,160
2 BR$2,510$2,550
3 BR$3,210$3,270
4 BR$3,800$3,470
5 BR$4,370
6 BR$5,025
7 BR$5,779
8 BR$6,646

Purchase Price Calculator

Maximum purchase price
$317,012

Cost breakdown

+Likely effective rent$2,550
HUD FMR$2,510
Market rent$2,570
Est. payment standard (102%)Used$2,550
Estimated payment standard is $2,550 (102% of FMR).
-Principal and interest-$1,603
Loan amount$253,610
Down payment$63,402
Rate6.50%
Term30 years
-Operating costs-$747
Property taxes-$317
Insurance-$175
Utilities$0
HOA$0
Management-$255
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,662(64.1% ROI)
Projected value
$341,388
Current value$317,012
Return breakdown
Property appreciation+$24,375
Loan principal paid down+$9,086
Rental cash flow+$7,200
5-year hold
+$69,861(110.2% ROI)
Projected value
$358,671
Current value$317,012
Return breakdown
Property appreciation+$41,658
Loan principal paid down+$16,203
Rental cash flow+$12,000
10-year hold
+$151,400(238.8% ROI)
Projected value
$405,803
Current value$317,012
Return breakdown
Property appreciation+$88,790
Loan principal paid down+$38,609
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 94806
1.00ratio
FMR$1,850
Market$1,850
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,665 / 0.90 ratio110% standard$2,035 / 1.10 ratio
1.00
1 BR
1 BR- 94806
0.93ratio
FMR$2,060
Market$2,220
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,854 / 0.84 ratio110% standard$2,266 / 1.02 ratio
0.93
2 BR
2 BR- 94806
0.98ratio
FMR$2,510
Market$2,570
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,259 / 0.88 ratio110% standard$2,761 / 1.07 ratio
0.98
3 BR
3 BR- 94806
0.97ratio
FMR$3,210
Market$3,300
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,889 / 0.88 ratio110% standard$3,531 / 1.07 ratio
0.97
4 BR
4 BR- 94806
1.10ratio
FMR$3,800
Market$3,470
vs market+$330

FMR is near market; voucher and private rents are aligned.

90% standard$3,420 / 0.99 ratio110% standard$4,180 / 1.20 ratio
1.10
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAN PABLO, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

SAN PABLO, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SAN PABLO, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,510 and the 4 bedroom fair market rent is $3,800.

Use this page for searches like SAN PABLO, CA FMR, SAN PABLO, CA fair market rent, and SAN PABLO, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SAN PABLO, CA
Bedroom sizeHUD FMR
Studio$1,850
1 bedroom$2,060
2 bedroom$2,510
3 bedroom$3,210
4 bedroom$3,800