Skip to main content
Loading page
IL/Macoupin County/Sawyerville

Sawyerville, IL

CitySAFMR
Macoupin County
Found 1 ZIP

City Median Investment Score

119Above average

095130300
BRFMR
Eff. Rent
0 BR$800$800
1 BR$800$800
2 BR$1,040$1,040
3 BR$1,270$1,270
4 BR$1,590$1,590
5 BR$1,828Not available
6 BR$2,103Not available
7 BR$2,418Not available
8 BR$2,781Not available

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMRUsed$1,040
Market rentN/A
Est. payment standardN/A
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Sawyerville, IL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Sawyerville, IL is $1,040 a month. That is up 13.0% from $920 in FY 2026. Sawyerville is in the Macoupin County, IL HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $978. The median county two-bedroom FMR in Illinois is $958, so Sawyerville is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Sawyerville, IL
BedroomsFY 2027Change90–110% range
Studio$800+15.9%$720–$880
1BR$800+14.3%$720–$880
2BR$1,040+13.0%$936–$1,144
3BR$1,270+11.4%$1,143–$1,397
4BR$1,590+12.0%$1,431–$1,749

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Sawyerville, IL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$800$1,040$1,270$1,590
FY 2026$690$700$920$1,140$1,420
FY 2025$660$670$880$1,150$1,340
FY 2024$730$740$970$1,270$1,460
FY 2023$590$600$790$1,060$1,170

Questions about Sawyerville, IL rents

How much will Section 8 pay for a two-bedroom in Sawyerville, IL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $978, which applies unless the housing authority uses Small Area FMRs, that basic range is $880 to $1,076 a month; under the ZIP-level Small Area FMR of $1,040 it would be $936 to $1,144. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Sawyerville, IL in?

Sawyerville, IL is in the Macoupin County, IL HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $978.

How much did fair market rent change in Sawyerville, IL for FY 2027?

The two-bedroom FMR rose 13.0%, from $920 in FY 2026 to $1,040 in FY 2027. Since FY 2023 it has risen 31.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set