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NJ/Middlesex County/Sayreville

Sayreville, NJ

CitySAFMR
Middlesex County
Found 1 ZIP

City Median Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$1,640$1,800
1 BR$1,790$1,840
2 BR$2,240$2,430
3 BR$2,690$2,960
4 BR$2,970$3,270
5 BR$3,415Not available
6 BR$3,928Not available
7 BR$4,517Not available
8 BR$5,195Not available

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMR$2,240
Market rent$2,530
Est. payment standard (108%)Used$2,430
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.66
1 BR
0.96
2 BR
0.89
3 BR
0.86
4 BR
0.80
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Sayreville, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Sayreville, NJ is $2,240 a month. That is up 10.9% from $2,020 in FY 2026. Sayreville is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,623.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Sayreville, NJ
BedroomsFY 2027Change90–110% range
Studio$1,640+11.6%$1,476–$1,804
1BR$1,790+11.2%$1,611–$1,969
2BR$2,240+10.9%$2,016–$2,464
3BR$2,690+11.2%$2,421–$2,959
4BR$2,970+10.8%$2,673–$3,267

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Sayreville, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,640$1,790$2,240$2,690$2,970
FY 2026$1,470$1,610$2,020$2,420$2,680
FY 2025$1,450$1,630$2,050$2,490$2,730
FY 2024$1,310$1,470$1,850$2,240$2,460
FY 2023$1,150$1,310$1,670$2,060$2,300

Questions about Sayreville, NJ rents

How much will Section 8 pay for a two-bedroom in Sayreville, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,623, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,361 to $2,885 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Sayreville, NJ in?

Sayreville, NJ is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,623.

How much did fair market rent change in Sayreville, NJ for FY 2027?

The two-bedroom FMR rose 10.9%, from $2,020 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 34.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set