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Seaside, CA

CitySAFMR
Monterey County
Found 1 ZIP

City Median Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$2,070$2,070
1 BR$2,120$2,330
2 BR$2,550$2,810
3 BR$3,440$3,780
4 BR$3,750$4,130
5 BR$4,313Not available
6 BR$4,959Not available
7 BR$5,703Not available
8 BR$6,559Not available

Purchase Price Calculator

Maximum purchase price
$355,648

Cost breakdown

+Likely effective rent$2,810
HUD FMR$2,550
Market rent$3,060
Est. payment standard (110%)Used$2,810
-Principal and interest-$1,798
Loan amount$284,519
Down payment$71,130
Rate6.50%
Term30 years
-Operating costs-$812
Property taxes-$356
Insurance-$175
Utilities$0
HOA$0
Management-$281
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,740(62.9% ROI)
Projected value
$382,994
Return breakdown
Property appreciation+$27,346
Loan principal paid down+$10,194
Rental cash flow+$7,200
5-year hold
+$76,913(108.1% ROI)
Projected value
$402,383
Return breakdown
Property appreciation+$46,735
Loan principal paid down+$18,178
Rental cash flow+$12,000
10-year hold
+$166,926(234.7% ROI)
Projected value
$455,260
Return breakdown
Property appreciation+$99,612
Loan principal paid down+$43,315
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

1 BR
0.85
2 BR
0.83
3 BR
0.82
4 BR
0.86
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Seaside, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Seaside, CA is $2,550 a month. That is down 9.9% from $2,830 in FY 2026. Seaside is in the Salinas, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,416. The median county two-bedroom FMR in California is $1,725, so Seaside is 48% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Seaside, CA
BedroomsFY 2027Change90–110% range
Studio$2,070−9.6%$1,863–$2,277
1BR$2,120−9.8%$1,908–$2,332
2BR$2,550−9.9%$2,295–$2,805
3BR$3,440−9.9%$3,096–$3,784
4BR$3,750−9.9%$3,375–$4,125

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Seaside, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,070$2,120$2,550$3,440$3,750
FY 2026$2,290$2,350$2,830$3,820$4,160
FY 2025$2,540$2,610$3,140$4,240$4,620
FY 2024$2,550$2,580$3,140$4,350$4,800
FY 2023$2,450$2,540$3,100$4,390$4,800

Questions about Seaside, CA rents

How much will Section 8 pay for a two-bedroom in Seaside, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,174 to $2,658 a month; under the ZIP-level Small Area FMR of $2,550 it would be $2,295 to $2,805. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Seaside, CA in?

Seaside, CA is in the Salinas, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,416.

How much did fair market rent change in Seaside, CA for FY 2027?

The two-bedroom FMR fell 9.9%, from $2,830 in FY 2026 to $2,550 in FY 2027. Since FY 2023 it has fallen 17.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set